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Triangle Credit Union Personal Loans Calculator & Overview

Carla Soto
Carla Soto
Updated 11 Aug 2023
Fact checked

Triangle Credit Union logo

Triangle Credit Union was chartered in 1939 and is based in Nashua, New Hampshire. It serves more than 57,000 members and has over $800 million assets. They have a broad range of financial products such as loans and credit cards, mortgages and refinancing services, insurance, Certificate of Deposit (CDs), and individual retirement accounts (IRAs).

Financial commitments can be hard to meet, given the increase in cost of living and loss of income. A loan, like one from Triangle Credit Union, can be a quick solution to take care of unexpected bills or major purchases. Do you want to find out what your EMIs (equated monthly installments) would look like? Get things started with the Triangle Credit Union personal loans calculator.

Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

Triangle Credit Union personal loans at a glance

It is important to know about the features and benefits of a personal loan from Triangle Credit Union. Read on to find out if any of the items below correspond to what you’re looking for in a personal loan:

  • Loan amounts: maximum $20,000
  • Loan terms: up to 60 months
  • Interest rates: starts at 8.99% APR

 

Requirements for a Triangle Credit Union personal loan

A Triangle Credit Union personal loan is only available to current members and employees. If you are not yet a member, there are different ways to join. Membership is available to anyone who:

  • Lives, works, worships, or attends school in Triangle Credit Union recognized counties
  • Is a family member of a Triangle Credit Union member
  • Is a current or former employee of Triangle Credit Union recognized establishments, businesses, or institutions

Triangle Credit Union does not have a specific list of borrower criteria. However, most lenders expect loan applicants to submit documents related to the following requirements:

  • Proof of identity: This is to determine if you’re a United States citizen or permanent resident and if you’re at least 18 years of age. You’ll typically need to present two forms of identification, such as birth certificate, driver’s license, passport, or social security card.
  • Proof of your living situation: This is to determine if you are a permanent US citizen or resident. You can usually use one of the following: utility bill, proof of insurance on your home, lease/rental or vehicle, lease or rental agreement.
  • Proof of capacity to pay: Lenders need to be confident that you will repay the loan. If you are traditionally employed, submit a copy of your pay stubs, W-2s and 1099s, employer statement. If you are a business owner or a self-employed applicant, submit a copy of your tax returns, bank statements, or annuity statements.
  • Good credit score and DTI ratio: Lenders require applicants to meet a certain credit score threshold (beyond 700) and DTI ratio for approval (lower than 40%). However, these requirements aren’t set in stone.

 

Triangle Credit Union personal loan calculator

Provider
Product Information
EST Monthly
Repayment
Interest
Rate
Repayment
Period
Loan
Amounts
Sort loans by

Loan Amount

$20,000

Term

3 months

Change
Triangle Credit Union

Triangle Credit Union personal loans (Share Loans)

Triangle Credit Union personal loans (Share Loans)
Estimated Month Repayments
$582 Inclusive of fees
Interest Rate
3.05%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$1,000
to $20,000
Go to site
Consolidate debt, finance a vacation, prepare for unexpected expenses, or repair your credit with Triangle Credit Union's Personal Loan options.
Triangle Credit Union

Triangle Credit Union personal loans (Debt Consolidation Personal Loans)

Triangle Credit Union personal loans (Debt Consolidation Personal Loans)
Estimated Month Repayments
$627 Inclusive of fees
Interest Rate
7.99%
APR
Repayment Period
12 months
to 84months
Loan Amounts
$1,000
to $20,000
Go to site
Consolidate debt, finance a vacation, prepare for unexpected expenses, or repair your credit with Triangle Credit Union's Personal Loan options.
Featured
Wells Fargo

Wells Fargo personal loans

Estimated Month Repayments
$606 Inclusive of fees
Interest Rate
5.74%
APR
Repayment Period
12 months
to 84 months
Loan Amounts
$3,000
to $10,000
Go to site
Checking and savings accounts and credit cards for your everyday business expenses and cash management.
Featured
Eastman Credit Union

Eastman Credit Union personal loans (Shared Secured Personal Loan)

Estimated Month Repayments
$848 Inclusive of fees
Interest Rate
29.90%
APR
Repayment Period
12 months
to 12 months
Loan Amounts
$1,000
to $20,000
Go to site
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Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

 

Pros and cons of Triangle CU personal loans

Pros

  • Lower base rates than most lenders
  • Deferred payment option available
  • Easy online application

Cons

  • Low maximum loanable amount
  • Borrower criteria unclear
  • For members only

Frequently asked questions

How much can I borrow from Triangle CU?

You can borrow up to $20,000 from Triangle CU.

What are the repayment terms for a Triangle CU personal loan?

Triangle CU offers personal loan terms up to 5 years (60 months).

How much does Triangle CU charge for its personal loans?

The personal loan rates from Triangle CU start at 8.99% APR.

When money gets tight and I need financial relief, can I skip a loan payment?

Yes. Triangle CU allows you to skip your next payment for up to 60 days.

What number do I need to call to ask about personal loans from Triangle CU?

You can call 800.276.2470 to find out more about Triangle CU personal loans.

Video: Triangle Credit Union – A Better Way to “Bank”

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Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

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