All Loans > Personal Loans > Topline Federal Credit Union Personal Loans Calculator
Important disclosure

Topline Federal Credit Union Personal Loans Calculator & Overview

Carla Soto
Carla Soto
Updated 11 Aug 2023
Fact checked

Topline Federal Credit Union logo

Topline Federal Credit Union was chartered in 1935 and is located in Maple Grove, Minnesota. It serves more than 46,500 members in the entire Twin Cities area and holds $675 million in assets. They have a full suite of product offerings, including savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products and credit cards.

If you decide to get a personal loan, like one from Topline Federal Credit Union, it’s important to manage it wisely to maintain a positive financial standing. Want to see how your EMIs (equated monthly installments) would look like? Let the Topline Federal Credit Union personal loans calculator do the work for you.

Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

An overview of Topline Federal Credit Union personal loans

Before taking out a loan from Topline Federal Credit Union, find out about its features and benefits. This will help you compare it with those from other lenders. The list below will show if they correspond to what you’re looking for in a personal loan:

  • Loan amount: undisclosed (based on borrower’s financial profile, credit history, and repayment option)
  • Loan terms: up to 36 months
  • Interest rates: starts at 10.04% APR

 

Requirements for a Topline Federal Credit Union personal loan

Topline Federal Credit Union personal loans are available for members. If you want to join, there are many ways to qualify for membership:

  • You live, work, worship, or attend school in Topline Federal Credit Union recognized counties
  • You are a family member of a Topline Federal Credit Union member
  • You are a current or former employee of Topline Federal Credit Union recognized establishments, businesses, or institutions

Topline Federal Credit Union does not have a specific list of borrower criteria. However, most lenders expect loan applicants to submit documents related to the following requirements:

  • Proof of identity: This is to determine if you’re a United States citizen or permanent resident and if you’re at least 18 years of age. You’ll typically need to present two forms of identification, such as birth certificate, driver’s license, passport, or social security card.
  • Proof of your living situation: This is to determine if you are a permanent US citizen or resident. You can usually use one of the following: utility bill, proof of insurance on your home, lease/rental or vehicle, lease or rental agreement.
  • Proof of capacity to pay: Lenders need to be confident that you will repay the loan. If you are traditionally employed, submit a copy of your pay stubs, W-2s and 1099s, employer statement. If you are a business owner or a self-employed applicant, submit a copy of your tax returns, bank statements, or annuity statements.
  • Good credit score and DTI ratio: Lenders require applicants to meet a certain credit score threshold (beyond 700) and DTI ratio for approval (lower than 40%). However, these requirements aren’t set in stone.

 

Topline Federal Credit Union personal loan calculator

Provider
Product Information
EST Monthly
Repayment
Interest
Rate
Repayment
Period
Loan
Amounts
Sort loans by

Loan Amount

$20,000

Term

3 months

Change
Topline Federal Credit Union

Topline Federal Credit Union personal loans

Topline Federal Credit Union personal loans
Estimated Month Repayments
$645 Inclusive of fees
Interest Rate
9.99%
APR
Repayment Period
12 months
to 36 months
Loan Amounts
$1,000
to $20,000
Go to site
Looking for something smaller, sportier or just more practical? Whether you're buying a new or used vehicle, TopLine Federal Credit Union can help you get the best car loan to fit your needs.
Topline Federal Credit Union

Topline Federal Credit Union personal loans (Personal Line of Credit)

Topline Federal Credit Union personal loans (Personal Line of Credit)
Estimated Month Repayments
$652 Inclusive of fees
Interest Rate
10.75%
APR
Repayment Period
12 months
to 36 months
Loan Amounts
$1,000
to $20,000
Go to site
Looking for something smaller, sportier or just more practical? Whether you're buying a new or used vehicle, TopLine Federal Credit Union can help you get the best car loan to fit your needs.
Featured
Wells Fargo

Wells Fargo personal loans

Estimated Month Repayments
$606 Inclusive of fees
Interest Rate
5.74%
APR
Repayment Period
12 months
to 84 months
Loan Amounts
$3,000
to $10,000
Go to site
Checking and savings accounts and credit cards for your everyday business expenses and cash management.
Featured
Eastman Credit Union

Eastman Credit Union personal loans (Shared Secured Personal Loan)

Estimated Month Repayments
$848 Inclusive of fees
Interest Rate
29.90%
APR
Repayment Period
12 months
to 12 months
Loan Amounts
$1,000
to $20,000
Go to site
ECU offers extraordinary products & services that make life just a little easier.

SeeLoans.com provides factual information about financial products. While SeeLoans.com attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on SeeLoans.com is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product, you will be dealing directly with that provider and not with SeeLoans.com. SeeLoans.com recommends reading the relevant product disclosure statement or product guide before taking up any financial product offer. Please view SeeLoans.com's Terms of Use for more information.

Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

 

Pros and cons of Topline Federal Credit Union personal loans

Pros

  • Flexible term
  • Fixed rates

 

Cons

  • Short maximum loan term
  • No loan amount information
  • High base interest rate

Frequently asked questions

How much does Topline Federal Credit Union offer for its personal loans?

Topline Federal Credit Union did not reveal how much you can borrow. Loan amount will be based on borrowers’ financial profile, credit history, and repayment term.

Is collateral for a Topline Federal Credit Union personal loan?

No. Personal loans from Topline Federal Credit Union are unsecured debt, which can be approved even without collateral.

What are my options for repaying the full loan amount from Topline Federal Credit Union?

The loan from Topline Federal Credit Union can be repaid for a period of 3 years (36 months).

What are the potential rates for a personal loan from Topline Federal Credit Union?

Potential rates for a Topline Federal Credit Union personal loan can start at 10.04% APR.

What number do I need to call to ask about personal loans from Topline Federal Credit Union?

You can call 800.626.1448 to find out more about Topline Federal Credit Union personal loans.

Video: TopLine Federal Credit Union commercial – general

Popular personal loan searches

Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

.

Seeloans.com provides factual information in relation to financial products. While Seeloans.com attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on Seeloans.com is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with Seeloans.com. Seeloans.com recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information please see Seeloans.com’s Terms of Use and Services Guide.

© 2024 Seeloans.com