All Loans > Personal Loans > Tinker Federal Credit Union Personal Loans Calculator
Important disclosure

Tinker Federal Credit Union Personal Loans Calculator & Overview

Carla Soto
Carla Soto
Updated 11 Aug 2023
Fact checked

Tinker Federal Credit Union logo

Tinker Federal Credit Union was formed in 1946 and is located in Tinker AFB, Oklahoma. TFCU has more than 435,000 members and has assets of over $5.8 billion. They have a broad range of financial products such as loans and credit cards, mortgages and refinancing services, insurance, Certificate of Deposit (CDs), and individual retirement accounts (IRAs).

Deciding on a loan means doing diligent research, comparing lender offers, and reading the fine print before signing on the dotted line. If a personal loan from Tinker Federal Credit Union sounds appealing, you have to determine how much you can afford to return each month and how long it will take to repay the total sum. Let the Tinker Federal Credit Union personal loans calculator estimate your EMIs (equated monthly installments).

Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

A quick guide to personal loans from Tinker Federal Credit Union

A personal loan, like one from Tinker Federal Credit Union, typically has lower rates than credit cards. Look at the features and benefits so you can figure out if they fit your personal expectations and payment preferences:

  • Loan amounts: maximum $35,000
  • Loan terms: up to 60 months
  • Interest rates: from 9.95% to 17.99% APR

 

Requirements for a Tinker Federal Credit Union personal loan

A Tinker Federal Credit Union personal loan is only available to current members and employees. If you are not yet a member, there are different ways to join. Membership is available to anyone who:

  • Lives, works, worships, or attends school in Tinker Federal Credit Union recognized counties
  • Is a family member of a Tinker Federal Credit Union member
  • Is a current or former employee of Tinker Federal Credit Union recognized establishments, businesses, or institutions

Tinker Federal Credit Union does not have a list of eligibility requirements for potential loan applicants. However, here’s the general expectation among most lenders:

  • You are 18 years of age or older. Provide at least two forms of government-issued identification such as passport or certificate of citizenship.
  • You are a US citizen or resident. Provide a copy of a voter registration card or auto insurance that lists your address.
  • You have consistent and steady monthly income. Common forms of income verification include pay stubs, 1099 forms, or income tax returns.
  • You have a good credit standing. Aim to maintain a minimum credit score of 600. Ideally, a credit score of 700 can result in lower APRs, higher loan amounts, or a more reasonable repayment term.
  • You have a good debt-to-income ratio. Most lenders expect applicants to have a DTI ratio of 40% or lower.

 

Tinker Federal Credit Union personal loan calculator

Provider
Product Information
EST Monthly
Repayment
Interest
Rate
Repayment
Period
Loan
Amounts
Sort loans by

Loan Amount

$20,000

Term

3 months

Change
Tinker Federal Credit Union

Tinker Federal Credit Union personal loans (TDECU Home Advantage Personal Loan)

Tinker Federal Credit Union personal loans (TDECU Home Advantage Personal Loan)
Estimated Month Repayments
$611 Inclusive of fees
Interest Rate
6.24%
APR
Repayment Period
12 months
to 84 months
Loan Amounts
$10,000
to $50,000
Go to site
Personal loans are a great way to help pay for a family vacation, buy new furniture, make home improvements, repair a vehicle or consolidate debt
Tinker Federal Credit Union

Tinker Federal Credit Union personal loans (Cash $tash® Line of Credit)

Tinker Federal Credit Union personal loans (Cash $tash® Line of Credit)
Estimated Month Repayments
$624 Inclusive of fees
Interest Rate
7.74%
APR
Repayment Period
1 month
to 80 months
Loan Amounts
$1,000
to $50,000
Go to site
Personal loans are a great way to help pay for a family vacation, buy new furniture, make home improvements, repair a vehicle or consolidate debt
Featured
Wells Fargo

Wells Fargo personal loans

Estimated Month Repayments
$606 Inclusive of fees
Interest Rate
5.74%
APR
Repayment Period
12 months
to 84 months
Loan Amounts
$3,000
to $10,000
Go to site
Checking and savings accounts and credit cards for your everyday business expenses and cash management.
Featured
Eastman Credit Union

Eastman Credit Union personal loans (Shared Secured Personal Loan)

Estimated Month Repayments
$848 Inclusive of fees
Interest Rate
29.90%
APR
Repayment Period
12 months
to 12 months
Loan Amounts
$1,000
to $20,000
Go to site
ECU offers extraordinary products & services that make life just a little easier.

SeeLoans.com provides factual information about financial products. While SeeLoans.com attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on SeeLoans.com is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product, you will be dealing directly with that provider and not with SeeLoans.com. SeeLoans.com recommends reading the relevant product disclosure statement or product guide before taking up any financial product offer. Please view SeeLoans.com's Terms of Use for more information.

Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

 

Pros and cons of Tinker Federal Credit Union personal loans

Pros

  • Easy online application
  • No collateral
  • Skip-a-Pay option
  • Principal-only payments allowed

 

Cons

  • The maximum borrowing limit is lower than those from other lenders
  • No information on loan fees
  • The lender doesn’t make its full eligibility criteria clear
  • No information on debt protection plans

Frequently asked questions

How much can I borrow from Tinker Federal Credit Union?

You can borrow up to $35,000 fromTinker Federal Credit Union.

What are the repayment terms for a Tinker Federal Credit Union personal loan?

Tinker Federal Credit Union offers personal loan terms up to 5 years.

How much does Tinker Federal Credit Union charge for its personal loans?

The personal loan rates from Tinker Federal Credit Union can be as low as 9.95% and can reach up to 17.99%.

Does Tinker Federal Credit Union offer a Skip-a-Pay option?

Yes. Tinker Federal Credit Union allows borrowers to defer a loan payment with a $25 fee.

Does Tinker Federal Credit Union allow principal-only payments?

Any extra amount paid to the Tinker Federal Credit Union personal loan is automatically applied to principal, as well as future payments, once interest is satisfied up to that specific day.

What number do I need to call to ask about personal loans from Tinker Federal Credit Union?

You can call 405.732.0324 to find out more about Tinker Federal Credit Union personal loans.

Video: You + TFCU

Popular personal loan searches

Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

.

Seeloans.com provides factual information in relation to financial products. While Seeloans.com attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on Seeloans.com is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with Seeloans.com. Seeloans.com recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information please see Seeloans.com’s Terms of Use and Services Guide.

© 2024 Seeloans.com