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Technicolor Federal Credit Union Personal Loan Calculator, Interest Rates & Overview

Carla Soto
Updated 6 March 2024
Fact checked

Technicolor Federal Credit Union personal loans overview

TechnicolorFCU Bank logo

If you’re looking to cover unexpected expenses, vacations, monthly bills, or anything you need, Technicolor Federal Credit Union (TFCU) can help you. TFCU offers personal loans with flexible terms and quick approval across California, Oregon, Arizona, Texas, and New York. Additionally, members can secure financing without collateral.

Want to see what a TFCU personal loan will cost? Try the Technicolor Federal Credit Union personal loan calculator below! All you have to do is enter your desired loan amount and term to see an estimate. You can use the calculator to adjust your loan amount and term to see how it might affect your monthly repayments.


Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

Key features

  • Minimum loan amount: $500.
  • Maximum loan amount: $15,000.
  • Interest rates: Maximum rate of 18% APR
  • Loan terms: 36 to 60 months.
  • Loan fees: Undisclosed.
  • Discounts: Undisclosed.

Technicolor FCU personal loan options

Personal signature loans

You can enjoy flexible terms and not worry about putting up collateral with Technicolor’s personal loans. The maximum interest rate is 18% APR, and you can make loan payments for up to 6 months. Plus, you can borrow from $500 to $15,000 to fund a variety of expenses.

Technicolor FCU personal loan calculator

Loan Amount

$15,000

Term

3 months

Technicolor FCU

Technicolor Federal Credit Union personal loans

Estimated Month Repayments
Interest Rate
28.90%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$500
to $15,000
The credit union movement began by offering personal loans to members at low rates. At TFCU, we continue the tradition, making it easy to pay for everything from emergency expenses to dream vacations.

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Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

 

How to apply for a TFCU personal loan

Eligibility criteria

Technicolor doesn’t indicate the exact requirements, but you commonly need to be:

  • A Technicolor Federal Credit Union member
  • 18 years old or older
  • A legal resident
  • Employed or have a reliable source of income

To have better chances of qualifying for a personal loan, check your credit score and see if you need to improve your credit standing. Remember that banks, credit unions, and other lenders usually offer the best loan rates and terms to applicants with promising credit.

How to join TFCU

Membership is open to anyone who meets one of the following:

  • Employees, their immediate family members, and retirees of eligible companies
  • Employees, members, and voting members of qualified organizations and unions
  • Relatives of current TFCU members

What you’ll need to have ready

Personal details

When you apply for personal financing with Technicolor Federal Credit Union, you’ll be asked to provide personal information such as:

  • An email address
  • Your full name
  • Address
  • Social Security number
  • Employment information
  • Income details
  • U.S. citizenship status
  • A list of monthly expenses

Documents

You can apply for the loan directly on TFCU’s website. During your application, you might need to supply additional documents or information. These may relate to your source of income, bank account details, and address history.

It can help you along the way if you’re familiar with the steps in getting a personal loan, too. This way, you can come more prepared. Plus, this gives you an advantage in comparing and negotiating if you have an idea about the process.

Ways to apply for a Technicolor FCU personal loan

  • Apply online by clicking the GO TO SITE link in the table below
  • Visit a branch
  • Call (818) 973-4900

Additional TFCU personal loan details

  • Automatic payment: Available.
  • Rate discounts: Potential lower rates for borrowers with excellent credit scores.
  • Repayment frequency: Monthly.
  • Late payment fees: Undisclosed
  • Prepayment penalty: Undisclosed
  • Co-borrowers allowed: Yes.
  • Co-signers: Undisclosed.
  • Hardship program: Undisclosed.
  • Ways to repay: Online banking, mobile banking, over the phone, and in person.

PROS AND CONS

Pros

  • Flexible terms.
  • Low minimum loan amount.
  • Quick loan approval.
  • Easy online application.
  • Co-applicants allowed.
  • No collateral needed.
  • Convenient payment options – online and mobile banking, over the phone, and in a branch.
  • Optional loan protection insurance offered.

Cons

  • Membership required.
  • Loans limited to the states of California, Oregon, Arizona, Texas, and New York.
  • Undisclosed loan fees.
  • Undisclosed minimum interest rate.

FREQUENTLY ASKED QUESTION

What are the minimum and maximum loan amounts for a Technicolor FCU  personal loan?

Technicolor FCU offers personal loans between $500 and $15,000.

How long should I repay a personal loan from Technicolor FCU?

You have between 12 and 60 months to repay your personal loan from Technicolor FCU.

What interest rates does Technicolor FCU personal loan offer?

Interest rates for a personal loan from Technicolor FCU can reach up to 18.00% APR.

What is the expected turnaround time for a Technicolor FCU personal loan application?

Qualified borrowers can expect same day approval and/or same day funding for their personal loan application from Technicolor FCU

Does Technicolor FCU provide a debt protection plan?

Yes. Technicolor FCU has a debt protection plan to help lessen your worries about paying loans when your income is reduced or lost.

What number do I need to call to ask about personal loans from Technicolor FCU?

You can call 818.973.4900 to find out more about Technicolor FCU personal loans.

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Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

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