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List of personal loan lenders in the USA

Carla Soto
Updated 10 Aug 2023
Fact checked

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Calculate repayments

Loan Amount

$10,000

Term

3 months

iTHINK

iTHINK personal loans (secured)

Estimated Month Repayments
Interest Rate
4.00%
APR
Repayment Period
12 months
to 120 months
Loan Amounts
$300
to $20,000
Your Credit Union will help you with the financing of an unexpected expense, debt consolidation, or anything you want or need.
SoFi

SoFi personal loans

Estimated Month Repayments
Interest Rate
4.99%
APR
Repayment Period
24 months
to 84months
Loan Amounts
$5,000
to $100,000
SoFi Personal Loans could help you save thousands. With low personal loan interest rates and a fixed monthly payment, you can get loans to pay off credit cards, pay off high interest debt, or make a major purchase. It only takes minutes to apply.
Wells Fargo

Wells Fargo personal loans

Estimated Month Repayments
Interest Rate
5.74%
APR
Repayment Period
12 months
to 84 months
Loan Amounts
$3,000
to $10,000
Checking and savings accounts and credit cards for your everyday business expenses and cash management.
HSBC

HSBC personal loans

Estimated Month Repayments
Interest Rate
5.99%
APR
Repayment Period
24 months
to 60 months
Loan Amounts
$3,000
to $50,000
Receive funds as soon as today with an HSBC Personal Loa
Discover

Discover personal loans

Estimated Month Repayments
Interest Rate
6.99%
APR
Repayment Period
36 months
to 84 months
Loan Amounts
$2,500
to $35,000
Get your personal loan interest rate and monthly payment with no impact to your credit score. To get started, simply enter the amount and length of the loan you want.
Marcus

Marcus personal loans

Estimated Month Repayments
Interest Rate
6.99%
APR
Repayment Period
36 months
to 72 months
Loan Amounts
$3,500
to $40,000
Backed by over 150 years of financial expertise, Marcus by Goldman Sachs was designed to help you make the most of your money.
Old National Bank

Old National Bank personal loans

Estimated Month Repayments
Interest Rate
6.99%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$1,000
to $100,000
If you have a major expense on the horizon, and don't want to pay for it with other options such as a home equity loan, a personal loan may be the ideal choice.
Delta Community Credit Union

Delta Community Credit Union personal loans

Estimated Month Repayments
Interest Rate
7.00%
APR
Repayment Period
24 months
to 36 months
Loan Amounts
$500
to $20,000
It's easy to apply and you'll be able to budget better because your monthly payments won't change. We also offer a variety of repayment options.
LendingClub

LendingClub personal loans

Estimated Month Repayments
Interest Rate
7.04%
APR
Repayment Period
36 months
to 60 months
Loan Amounts
$1,000
to $40,000
Pay down high-interest debt, consolidate credit card balances—and save more than $1,000.* With single monthly payments, lower fixed interest rates, and no prepayment penalties, a personal loan from LendingClub Bank can help you simplify your finances and take control of your debt.
USAA

USAA personal loans

Estimated Month Repayments
Interest Rate
7.24%
APR
Repayment Period
6 months
to 84 months
Loan Amounts
$2,500
to $20,000
A personal loan can provide the money you need to help cover unexpected expenses and more. It's often a good alternative to using a higher interest credit card. We offer flexible terms and no application or early repayment fees.
Achieva Credit Union

Achieva Credit Union personal loans

Estimated Month Repayments
Interest Rate
7.50%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$1,000
to $20,000
Achieva has a wide range of loans at affordable rates. Our local team will help you apply and get the money you need for a vehicle, boat, motorcycle or RV loan.
Citi

Citi personal loans

Estimated Month Repayments
Interest Rate
7.99%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$2,000
to $30,000
For everything from consolidating debt to preparing for life's big moments, Citi can help you achieve your goals.
Del-One

Del-One personal loans

Estimated Month Repayments
Interest Rate
8.74%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$1,000
to $20,000
Get financing for a wide range of needs from a loan that's truly personal. We're your neighbors and want to see you living life to the fullest. A personal loan helps you fund summer fun, gets your dream project off the ground, or gives you something to fall back on when emergencies occur.
Popular

Popular personal loans (Without Collateral)

Estimated Month Repayments
Interest Rate
8.99%
APR
Repayment Period
12 months
to 84 months
Loan Amounts
$2,000
to $75,000
We help you find the personal loan that better suits your financial needs. We want to help you understand your options and make the best decision.
Avant

Avant personal loans

Estimated Month Repayments
Interest Rate
9.95%
APR
Repayment Period
24 months
to 60 months
Loan Amounts
$2,000
to $35,000
Too many payments at different rates and schedules?that's bad for the mind and spirit. Avant can help you consolidate them into one single monthly payment.
iTHINK

iTHINK personal loans (Unsecured)

Estimated Month Repayments
Interest Rate
10.15%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$300
to $25,000
Your Credit Union will help you with the financing of an unexpected expense, debt consolidation, or anything you want or need.
Arvest Bank

Arvest Bank personal loans

Estimated Month Repayments
Interest Rate
28.90%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$1,000
to $20,000
Arvest offers several specific loans and credit options, but if you don't think that's what you're looking for, we also offer a few miscellaneous financing tools for more general purposes. If you're not sure if any of the loans or credit options are right for you, answer a few simple questions and we can help you decide what you need.
Chase

Chase personal loans

Estimated Month Repayments
Interest Rate
28.90%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$500
to $20,000
Take advantage of available credit on your Chase credit card to get a flexible, lower-APR loan, with funds deposited directly into your bank account.
First Citizens Federal Credit Union

First Citizens Federal Credit Union personal loans

Estimated Month Repayments
Interest Rate
28.90%
APR
Repayment Period
6 months
to 60 months
Loan Amounts
$1,000
to $20,000
To positively and meaningfully impact our customers by providing financial products and services that are easy to obtain and convenient to use, while at the same time creating and maintaining a positive presence in communities that we serve.
FirstBank

FirstBank personal loans

Estimated Month Repayments
Interest Rate
28.90%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
1000
to $20,000
A mortgage for your new home, a credit card for the everyday items, and a home equity line of credit for the unknown. FirstBank has you covered so you can take on life.
FNB

FNB personal loans

Estimated Month Repayments
Interest Rate
28.90%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
2500
to $25,000
Flexible terms. Affordable rates. Just two ways we can help you make that special purchase or help you cover unanticipated expenses.
PNC

PNC personal loans

Estimated Month Repayments
Interest Rate
28.90%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$1,000
to $20,000
A Personal Loan or Line of Credit[1] will provide you access to the money you need to consolidate debt, make home improvements, pay for unexpected expenses and more
South State Bank

South State Bank personal loans

Estimated Month Repayments
Interest Rate
28.90%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$3,000
to $50,000
A personal loan from SouthState offers quick approval for a big purchase, debt consolidation or unexpected expenses.
TD Bank

TD Bank personal loans

Estimated Month Repayments
Interest Rate
699.00%
APR
Repayment Period
36 months
to 60 months
Loan Amounts
$2,000
to $50,000
Get the money you need to do the things you want. From vacation to renovation to debt consolidation - we have solutions to help you access many of life's opportunities.

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Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

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Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

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