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Nuvision Credit Union Personal Loans Calculator & Overview

Carla Soto
Carla Soto
Updated 10 Aug 2023
Fact checked

Nuvision Credit Union logo

Nuvision Credit Union was established in 1935, with its headquarters in Huntington Beach, California. Nuvision holds $1.5 billion in assets and has members of more than 150,000. They have a broad range of financial products such as loans and credit cards, mortgages and refinancing services, insurance, Certificate of Deposit (CDs), and individual retirement accounts (IRAs).

A personal loan can be obtained for a variety of reasons, such as urgent kitchen renovation, unforeseen car repairs, or the intention to pay off high-interest credit card debt. If you think a Nuvision Credit Union personal loan is the best financing option for you, crunch the figures to see if you can afford to go into debt. Allow the Nuvision Credit Union personal loans calculator to show you how much you might have to spend.

Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

A quick guide to personal loans from Nuvision Credit Union

A personal loan, like one from Nuvision Credit Union, typically has lower rates than credit cards. Look at the features and benefits so you can figure out if they fit your personal expectations and payment preferences:

  • Loan amounts: minimum $500
  • Loan terms: 60 months maximum
  • Application fee: $0
  • Prepayment penalty: $0
  • Interest rates: from 7.74% to 15.99% APR
  • Rate discounts: 0.25% on automatic payment

Requirements for a Nuvision Credit Union personal loan

A Nuvision Credit Union personal loan is only available to current members and employees. If you are not yet a member, there are different ways to join. Membership is available to anyone who:

  • Lives, works, worships, or attends school in Nuvision Credit Union recognized counties
  • Is a family member of a Nuvision Credit Union member
  • Is a current or former employee of Nuvision Credit Union recognized establishments, businesses, or institutions

Nuvision Credit Union does not have a list of eligibility requirements for potential loan applicants. However, here’s the general expectation among most lenders:

  • You are 18 years of age or older. Provide at least two forms of government-issued identification such as passport or certificate of citizenship.
  • You are a US citizen or resident. Provide a copy of a voter registration card or auto insurance that lists your address.
  • You have a consistent and steady monthly income. Common forms of income verification include pay stubs, 1099 forms, or income tax returns.
  • You have a good credit standing. Aim to maintain a minimum credit score of 600. Ideally, a credit score of 700 can result in lower APRs, higher loan amounts, or a more reasonable repayment term.
  • You have a good debt-to-income ratio. Most lenders expect applicants to have a DTI ratio of 40% or lower.

 

Nuvision Credit Union personal loan calculator

Provider
Product Information
EST Monthly
Repayment
Interest
Rate
Repayment
Period
Loan
Amounts
Sort loans by

Loan Amount

$20,000

Term

3 months

Change
Featured
Wells Fargo

Wells Fargo personal loans

Estimated Month Repayments
$606 Inclusive of fees
Interest Rate
5.74%
APR
Repayment Period
12 months
to 84 months
Loan Amounts
$3,000
to $10,000
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Checking and savings accounts and credit cards for your everyday business expenses and cash management.
Featured
Eastman Credit Union

Eastman Credit Union personal loans (Shared Secured Personal Loan)

Estimated Month Repayments
$848 Inclusive of fees
Interest Rate
29.90%
APR
Repayment Period
12 months
to 12 months
Loan Amounts
$1,000
to $20,000
Go to site
ECU offers extraordinary products & services that make life just a little easier.
iTHINK

iTHINK personal loans (secured)

iTHINK personal loans (secured)
Estimated Month Repayments
$590 Inclusive of fees
Interest Rate
4.00%
APR
Repayment Period
12 months
to 120 months
Loan Amounts
$300
to $20,000
Go to site
Your Credit Union will help you with the financing of an unexpected expense, debt consolidation, or anything you want or need.
SoFi

SoFi personal loans

SoFi personal loans
Estimated Month Repayments
$599 Inclusive of fees
Interest Rate
4.99%
APR
Repayment Period
24 months
to 84months
Loan Amounts
$5,000
to $100,000
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SoFi Personal Loans could help you save thousands. With low personal loan interest rates and a fixed monthly payment, you can get loans to pay off credit cards, pay off high interest debt, or make a major purchase. It only takes minutes to apply.
HSBC

HSBC personal loans

HSBC personal loans
Estimated Month Repayments
$608 Inclusive of fees
Interest Rate
5.99%
APR
Repayment Period
24 months
to 60 months
Loan Amounts
$3,000
to $50,000
Go to site
Receive funds as soon as today with an HSBC Personal Loa
Discover

Discover personal loans

Discover personal loans
Estimated Month Repayments
$617 Inclusive of fees
Interest Rate
6.99%
APR
Repayment Period
36 months
to 84 months
Loan Amounts
$2,500
to $35,000
Go to site
Get your personal loan interest rate and monthly payment with no impact to your credit score. To get started, simply enter the amount and length of the loan you want.
Marcus

Marcus personal loans

Marcus personal loans
Estimated Month Repayments
$617 Inclusive of fees
Interest Rate
6.99%
APR
Repayment Period
36 months
to 72 months
Loan Amounts
$3,500
to $40,000
Go to site
Backed by over 150 years of financial expertise, Marcus by Goldman Sachs was designed to help you make the most of your money.
Old National Bank

Old National Bank personal loans

Old National Bank personal loans
Estimated Month Repayments
$617 Inclusive of fees
Interest Rate
6.99%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$1,000
to $100,000
Go to site
If you have a major expense on the horizon, and don't want to pay for it with other options such as a home equity loan, a personal loan may be the ideal choice.
Delta Community Credit Union

Delta Community Credit Union personal loans

Delta Community Credit Union personal loans
Estimated Month Repayments
$618 Inclusive of fees
Interest Rate
7.00%
APR
Repayment Period
24 months
to 36 months
Loan Amounts
$500
to $20,000
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It's easy to apply and you'll be able to budget better because your monthly payments won't change. We also offer a variety of repayment options.
LendingClub

LendingClub personal loans

LendingClub personal loans
Estimated Month Repayments
$618 Inclusive of fees
Interest Rate
7.04%
APR
Repayment Period
36 months
to 60 months
Loan Amounts
$1,000
to $40,000
Go to site
Pay down high-interest debt, consolidate credit card balances—and save more than $1,000.* With single monthly payments, lower fixed interest rates, and no prepayment penalties, a personal loan from LendingClub Bank can help you simplify your finances and take control of your debt.
USAA

USAA personal loans

USAA personal loans
Estimated Month Repayments
$620 Inclusive of fees
Interest Rate
7.24%
APR
Repayment Period
6 months
to 84 months
Loan Amounts
$2,500
to $20,000
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A personal loan can provide the money you need to help cover unexpected expenses and more. It's often a good alternative to using a higher interest credit card. We offer flexible terms and no application or early repayment fees.
Achieva Credit Union

Achieva Credit Union personal loans

Achieva Credit Union personal loans
Estimated Month Repayments
$622 Inclusive of fees
Interest Rate
7.50%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$1,000
to $20,000
Go to site
Achieva has a wide range of loans at affordable rates. Our local team will help you apply and get the money you need for a vehicle, boat, motorcycle or RV loan.
Citi

Citi personal loans

Citi personal loans
Estimated Month Repayments
$627 Inclusive of fees
Interest Rate
7.99%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$2,000
to $30,000
Go to site
For everything from consolidating debt to preparing for life's big moments, Citi can help you achieve your goals.
Del-One

Del-One personal loans

Del-One personal loans
Estimated Month Repayments
$634 Inclusive of fees
Interest Rate
8.74%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$1,000
to $20,000
Go to site
Get financing for a wide range of needs from a loan that's truly personal. We're your neighbors and want to see you living life to the fullest. A personal loan helps you fund summer fun, gets your dream project off the ground, or gives you something to fall back on when emergencies occur.
Popular

Popular personal loans (Without Collateral)

Popular personal loans (Without Collateral)
Estimated Month Repayments
$636 Inclusive of fees
Interest Rate
8.99%
APR
Repayment Period
12 months
to 84 months
Loan Amounts
$2,000
to $75,000
Go to site
We help you find the personal loan that better suits your financial needs. We want to help you understand your options and make the best decision.
Avant

Avant personal loans

Avant personal loans
Estimated Month Repayments
$645 Inclusive of fees
Interest Rate
9.95%
APR
Repayment Period
24 months
to 60 months
Loan Amounts
$2,000
to $35,000
Go to site
Too many payments at different rates and schedules?that's bad for the mind and spirit. Avant can help you consolidate them into one single monthly payment.
iTHINK

iTHINK personal loans (Unsecured)

iTHINK personal loans (Unsecured)
Estimated Month Repayments
$647 Inclusive of fees
Interest Rate
10.15%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$300
to $25,000
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Your Credit Union will help you with the financing of an unexpected expense, debt consolidation, or anything you want or need.
Arvest Bank

Arvest Bank personal loans

Arvest Bank personal loans
Estimated Month Repayments
$837 Inclusive of fees
Interest Rate
28.90%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$1,000
to $20,000
Go to site
Arvest offers several specific loans and credit options, but if you don't think that's what you're looking for, we also offer a few miscellaneous financing tools for more general purposes. If you're not sure if any of the loans or credit options are right for you, answer a few simple questions and we can help you decide what you need.
Chase

Chase personal loans

Chase personal loans
Estimated Month Repayments
$837 Inclusive of fees
Interest Rate
28.90%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$500
to $20,000
Go to site
Take advantage of available credit on your Chase credit card to get a flexible, lower-APR loan, with funds deposited directly into your bank account.
First Citizens Federal Credit Union

First Citizens Federal Credit Union personal loans

First Citizens Federal Credit Union personal loans
Estimated Month Repayments
$837 Inclusive of fees
Interest Rate
28.90%
APR
Repayment Period
6 months
to 60 months
Loan Amounts
$1,000
to $20,000
Go to site
To positively and meaningfully impact our customers by providing financial products and services that are easy to obtain and convenient to use, while at the same time creating and maintaining a positive presence in communities that we serve.
FirstBank

FirstBank personal loans

FirstBank personal loans
Estimated Month Repayments
$837 Inclusive of fees
Interest Rate
28.90%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
1000
to $20,000
Go to site
A mortgage for your new home, a credit card for the everyday items, and a home equity line of credit for the unknown. FirstBank has you covered so you can take on life.
FNB

FNB personal loans

FNB personal loans
Estimated Month Repayments
$837 Inclusive of fees
Interest Rate
28.90%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
2500
to $25,000
Go to site
Flexible terms. Affordable rates. Just two ways we can help you make that special purchase or help you cover unanticipated expenses.
PNC

PNC personal loans

PNC personal loans
Estimated Month Repayments
$837 Inclusive of fees
Interest Rate
28.90%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$1,000
to $20,000
Go to site
A Personal Loan or Line of Credit[1] will provide you access to the money you need to consolidate debt, make home improvements, pay for unexpected expenses and more
South State Bank

South State Bank personal loans

South State Bank personal loans
Estimated Month Repayments
$837 Inclusive of fees
Interest Rate
28.90%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$3,000
to $50,000
Go to site
A personal loan from SouthState offers quick approval for a big purchase, debt consolidation or unexpected expenses.
TD Bank

TD Bank personal loans

TD Bank personal loans
Estimated Month Repayments
$11,650 Inclusive of fees
Interest Rate
699.00%
APR
Repayment Period
36 months
to 60 months
Loan Amounts
$2,000
to $50,000
Go to site
Get the money you need to do the things you want. From vacation to renovation to debt consolidation - we have solutions to help you access many of life's opportunities.

SeeLoans.com provides factual information about financial products. While SeeLoans.com attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on SeeLoans.com is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product, you will be dealing directly with that provider and not with SeeLoans.com. SeeLoans.com recommends reading the relevant product disclosure statement or product guide before taking up any financial product offer. Please view SeeLoans.com's Terms of Use for more information.

Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

 

Pros and cons of Nuvision Credit Union personal loans

Pros

  • Borrow for as low as $500 for personal expenses
  • No application fee
  • No prepayment penalty
  • APR discount for automatic payment
  • Easy online application

Cons

  • The lender doesn’t make its full eligibility criteria clear
  • Applications are restricted to those members and employees
  • The maximum borrowing limit is undisclosed
  • No information on credit score/income requirements
  • Higher APRs for longer repayment terms

Frequently asked questions

How much can I borrow from Nuvision Credit Union?

Nuvision Credit Union offers personal loans for as low as $500. Approved loan amount will be based on applicant’s creditworthiness, income documents, and preferred repayment term length.

How long should I repay a personal loan from Nuvision Credit Union?

Nuvision Credit Union offers personal loan terms up to 60 months.

What is the repayment frequency of a personal loan from Nuvision Credit Union?

A Nuvision Credit Union personal loan has a fixed monthly payment status.

How much does Nuvision Credit Union charge for its personal loans?

The personal loan rates fromNuvision Credit Union can be as low as 7.74% and can reach up to 15.99%.

Video: Investing in NuVision members and community

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Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

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