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Nevada Federal Credit Union Personal Loans Calculator & Overview

Carla Soto
Carla Soto
Updated 10 Aug 2023
Fact checked

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Nevada Federal Credit Union or One Nevada was a result of a merger between Nellis Southern Federal Credit Union and Las Vegas Federal Credit Union in 1983. In August 2011, they were converted from a federally-chartered to a Nevada state-chartered credit union. They provide personalized services including higher interest rates on savings and lower rates on personal loans, new and used auto loans, and HELOCs.

A personal loan is one way to get that extra needed cash. However, you have to be informed about borrowing limits and borrower criteria to ensure that you can take care of those monthly repayments for the life of the loan. Curious about how much you need to repay every month for a Nevada Federal Credit Union personal loan? Let the Nevada Federal Credit Union personal loans calculator do the work for you.

Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

Nevada Federal Credit Union personal loans at a glance

It is important to know about the features and benefits of a personal loan from Nevada Federal Credit Union. Read on to find out if any of the items below correspond to what you’re looking for in a personal loan:

  • Loan amounts: $500 – $10,000
  • Loan terms: up to 36 months
  • Loan fees: $0 application fees
  • Interest rates: starting at 12.00% APR

Requirements for a Nevada Federal Credit Union personal loan

A Nevada Federal Credit Union is available to members only. If you want to apply, you just have to meet any of the following requirements:

  • Lives, works, worships, or attends school in Clark, Nye, or Washoe counties
  • Is an immediate family member of a current One Nevada member

Nevada Federal Credit Union does not have a specific list of borrower criteria. However, most lenders expect loan applicants to submit documents related to the following requirements:

  • Proof of identity: This is to determine if you’re a United States citizen or permanent resident and if you’re at least 18 years of age. You’ll typically need to present two forms of identification, such as birth certificate, driver’s license, passport, or social security card.
  • Proof of your living situation: This is to determine if you are a permanent US citizen or resident. You can usually use one of the following: utility bill, proof of insurance on your home, lease/rental or vehicle, lease or rental agreement.
  • Proof of capacity to pay: Lenders need to be confident that you will repay the loan. If you are traditionally employed, submit a copy of your pay stubs, W-2s and 1099s, employer statement. If you are a business owner or a self-employed applicant, submit a copy of your tax returns, bank statements, or annuity statements.
  • Good credit score and DTI ratio: Lenders require applicants to meet a certain credit score threshold (beyond 700) and DTI ratio for approval (lower than 40%). However, these requirements aren’t set in stone.

Nevada Federal Credit Union personal loan calculator

Provider
Product Information
EST Monthly
Repayment
Interest
Rate
Repayment
Period
Loan
Amounts
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Loan Amount

$2,000

Term

3 months

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Nevada Federal Credit Union

Nevada Federal Credit Union personal loans

Nevada Federal Credit Union personal loans
Estimated Month Repayments
$63 Inclusive of fees
Interest Rate
8.24%
APR
Repayment Period
6 months
to 60 months
Loan Amounts
$200
to $4,000
Go to site
Whether you need cash quick, want to build or rebuild your credit, or want to consolidate debt, One Nevada has Personal Loan options to meet every need. Explore the perfect loan for you and apply today:
Featured
Wells Fargo

Wells Fargo personal loans

Estimated Month Repayments
$61 Inclusive of fees
Interest Rate
5.74%
APR
Repayment Period
12 months
to 84 months
Loan Amounts
$3,000
to $10,000
Go to site
Checking and savings accounts and credit cards for your everyday business expenses and cash management.
Featured
Eastman Credit Union

Eastman Credit Union personal loans (Shared Secured Personal Loan)

Estimated Month Repayments
$85 Inclusive of fees
Interest Rate
29.90%
APR
Repayment Period
12 months
to 12 months
Loan Amounts
$1,000
to $20,000
Go to site
ECU offers extraordinary products & services that make life just a little easier.

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Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

 

Pros and cons of One Nevada personal loans

Pros

  • Wide range of borrowing limits
  • Quick 3-step online application process

Cons

  • Higher interest base than those from other lenders
  • Income/credit requirements are not listed

Frequently asked questions

What are the minimum and maximum amounts for a One Nevada personal loan?

One Nevada offers personal loans between $500 and $10,000.

What is the possible APR of a Nevada Federal Credit Union’s personal loan?

Potential rates for One Nevada personal loans start at 11.25% APR.

How long does One Nevada loan approval take?

Normally it takes 48 hours to receive an update about your One Nevada loan status.

What number do I need to call to ask about personal loans from One Nevada?

You can call 702.382.4094 to find out more about One Nevada personal loans.

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Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

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