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NavyArmy CCU Personal Loans Calculator & Overview

Carla Soto
Carla Soto
Updated 18 Aug 2023
Fact checked

NavyArmy Community Credit Union logo

NavyArmy Community Credit Union was chartered in 1955 and can be found in Corpus Christi, Texas. NavyArmyCCU has members of over 196,000, and has more than US$3.5 billion in assets. Their offerings and services include savings, checking, CDs, loan products, mortgage, and refinancing.

A personal loan, like one from NavyArmy, can be one of the most effective ways to alleviate financial difficulties and position yourself for success. If you are unfamiliar with the range of monthly installments, let the NavyArmy CCU personal loans calculator do the work. This handy tool can show you EMIs (equated monthly installments) for the life of a loan.

Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

An overview of NavyArmy CCU personal loans

Before taking out a loan from NavyArmyCCU, find out about its features and benefits. This will help you compare it with those from other lenders. The list below will show if they correspond to what you’re looking for in a personal loan:

  • Loan amounts: minimum $250; maximum $50,000.
  • Loan terms: up to 48 months
  • Interest rates: from 11.50% to 17.75% APR

Requirements for a NavyArmy CCU personal loan

A NavyArmyCCU personal loan is only available to current members and employees. If you are not yet a member, there are different ways to join. Membership is available to anyone who:

  • Lives, works, worships, or attends school in NavyArmyCCU recognized counties
  • Is a family member of a NavyArmyCCU member
  • Is a current or former employee of NavyArmyCCU recognized establishments, businesses, or institutions

The borrower criteria for a NavyArmyCCU personal loan are undisclosed. However, most lenders require potential loan applicants to prepare and submit the following documents:

  • Proof of identity (driver’s license, birth certificate, social security card, passport)
  • Proof of residence (utility bill, lease or rental agreement, mortgage statement, property tax receipt)
  • Proof of employment for traditionally employed individuals (paystubs, W-2s and 1099s, employer statement)
  • Income verification for self-employed individuals or business owners (tax returns, bank statements, annuity statements)

 

NavyArmy CCU personal loan calculator

Provider
Product Information
EST Monthly
Repayment
Interest
Rate
Repayment
Period
Loan
Amounts
Sort loans by

Loan Amount

$20,000

Term

3 months

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NavyArmy CCU

NavyArmy Community Credit Union personal loans

NavyArmy Community Credit Union personal loans
Estimated Month Repayments
$641 Inclusive of fees
Interest Rate
9.50%
APR
Repayment Period
1 month
to 48 months
Loan Amounts
$1,000
to $20,000
Go to site
Whether for education, vacation or an emergency, NavyArmy offers a variety of loan and repayment options to get you the funds you need, fast.
Featured
Wells Fargo

Wells Fargo personal loans

Estimated Month Repayments
$606 Inclusive of fees
Interest Rate
5.74%
APR
Repayment Period
12 months
to 84 months
Loan Amounts
$3,000
to $10,000
Go to site
Checking and savings accounts and credit cards for your everyday business expenses and cash management.
Featured
Eastman Credit Union

Eastman Credit Union personal loans (Shared Secured Personal Loan)

Estimated Month Repayments
$848 Inclusive of fees
Interest Rate
29.90%
APR
Repayment Period
12 months
to 12 months
Loan Amounts
$1,000
to $20,000
Go to site
ECU offers extraordinary products & services that make life just a little easier.

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Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

 

Pros and cons of NavyArmy CCU personal loans

Pros

  • Wide range of borrowing limits
  • Easy online application
  • Co-signers are allowed

Cons

  • For members only
  • Short maximum loan term
  • High base interest rate
  • No rate discounts for automatic payments
  • No clear list of income/credit requirements

Frequently asked questions

How much can I borrow from NavyArmy CCU?

You can borrow between $250 and $50,000 from NavyArmyCCU.

How long should I repay a personal loan from NavyArmy CCU?

NavyArmyCCU offers personal loan terms up to 4 years.

How much does NavyArmy CCU charge for its personal loans?

The personal loan rates from NavyArmyCCU can be as low as 11.50% and can reach up to 17.75%.

How can I pay my NavyArmy loan?

There are several options to make a loan payment: in person, by mail, through online banking, or by setting up recurring payments from your other accounts.

Video: Bank on NavyArmy

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Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

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