All Loans > Personal Loans > Landmark Credit Union Personal Loans Calculator
Important disclosure

Landmark Credit Union Personal Loans Calculator & Overview

Carla Soto
Carla Soto
Updated 19 Aug 2023
Fact checked

Landmark Credit Union logo

Landmark Credit Union was founded in 1933 and is headquartered in Southern Wisconsin. This non-profit financial cooperative holds $5 billion in assets. They offer an array of products for consumers, including checking accounts, savings accounts, share certificates, loans, credit cards, and business banking services.

If you need money fast, personal loans can be one of your options. Unlike credit cards which carry high-interest rates and expensive finance charges while they’re in use (and even if paid off on time). Personal loans provide flexibility with payment terms that are more suited to most people’s lifestyles. What is the cost a personal loan? Use the Landmark Credit Union personal loans calculator to see your estimated monthly repayments.

Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

Personal loans from Landmark Credit Union in a nutshell

Ideally, you should save up for big expenses like home renovations, car repairs, and vacations before borrowing money. But if an emergency strikes and there’s no time to get your finances in order – personal loans can be lifesaving. The information provided below will help you understand about the pros and cons of taking out a loan from Landmark Credit Union.

Here is a roundup of the key features and benefits of a personal loan from Landmark Credit Union:

  • Loan amounts: minimum $250; maximum $25,000.
  • Loan terms: up to 60 months.
  • Interest rates: starting at 10.75% APR.

Requirements for a Landmark Credit Union personal loan

A Landmark CU personal loan is only available to current members and employees. If you are not yet a member, there are different ways to join. Membership is available to anyone who:

  • Lives, works, worships, or attends school in Landmark Credit Union recognized counties.
  • Is a family member of a Landmark Credit Union member.
  • Is a current or former employee of Landmark Credit Union recognized establishments, businesses, or institutions.

Landmark Credit Union does not provide a list of all the borrower criteria. However, most lenders expect potential applicants to meet the following qualifications:

  • Proof of identity: Submit a copy of government-issued IDs such as driver’s license, passport, or birth certificate to prove that you are at least 18 years old and with a permanent US address.
  • Capacity to pay: For employed individuals, submit pay stubs or employer contact information; for self-employed individuals, submit bank statements or tax returns.
  • High credit score: The minimum is at least 600; ideally, a score of 700 is better.
  • Low DTI ratio: It should be lower than 40% although some lenders will approve those with a debt-to-income ratio of up to 50%.

Landmark Credit Union personal loan calculator

Provider
Product Information
EST Monthly
Repayment
Interest
Rate
Repayment
Period
Loan
Amounts
Sort loans by

Loan Amount

$20,000

Term

3 months

Change
Landmark Credit Union

Landmark Credit Union personal loans

Landmark Credit Union personal loans
Estimated Month Repayments
$635 Inclusive of fees
Interest Rate
8.90%
APR
Repayment Period
12 months
to 48 months
Loan Amounts
$1,000
to $20,000
Go to site
Cross those home improvement projects off your to-do list.
Featured
Wells Fargo

Wells Fargo personal loans

Estimated Month Repayments
$606 Inclusive of fees
Interest Rate
5.74%
APR
Repayment Period
12 months
to 84 months
Loan Amounts
$3,000
to $10,000
Go to site
Checking and savings accounts and credit cards for your everyday business expenses and cash management.
Featured
Eastman Credit Union

Eastman Credit Union personal loans (Shared Secured Personal Loan)

Estimated Month Repayments
$848 Inclusive of fees
Interest Rate
29.90%
APR
Repayment Period
12 months
to 12 months
Loan Amounts
$1,000
to $20,000
Go to site
ECU offers extraordinary products & services that make life just a little easier.

SeeLoans.com provides factual information about financial products. While SeeLoans.com attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on SeeLoans.com is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product, you will be dealing directly with that provider and not with SeeLoans.com. SeeLoans.com recommends reading the relevant product disclosure statement or product guide before taking up any financial product offer. Please view SeeLoans.com's Terms of Use for more information.

Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

 

Pros and cons of Lake Trust CU personal loans

Pros

  • Optional debt protection coverage.
  • Online application available.
  • Co-signers are allowed.

Cons

  • Only members can apply.
  • High base interest rate compared to those from other lenders.
  • No clear information about credit score and income requirements.

Frequently asked questions

What are the minimum and maximum loan amounts for a Landmark Credit Union personal loan?

You can borrow between $250 and $25,000.

What are the repayment terms for a Landmark Credit Union personal loan?

You have up to 60 months to repay your personal loan. However, personal loans of $5,000 or less are to be paid over a maximum of 36 months.

What interest rates does Landmark Credit Union personal loan offer?

Interest rates start at 10.75% APR.

Does Landmark Credit Union provide a debt protection plan?

Yes. Landmark Credit Union has a debt protection plan to help lessen your worries about paying loans when your income is reduced or lost.

How do I make a loan repayment?

There are multiple ways to repay your Landmark Credit union loan. You can make a loan payment online, mail a check, wire the funds, stop by a branch, or call our Member Service Center.

Video: Landmark Credit Union – Where your money goes

Popular personal loan searches

Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

.

Seeloans.com provides factual information in relation to financial products. While Seeloans.com attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on Seeloans.com is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with Seeloans.com. Seeloans.com recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information please see Seeloans.com’s Terms of Use and Services Guide.

© 2024 Seeloans.com