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Keesler Federal Credit Union Personal Loans Calculator & Overview

Carla Soto
Updated 19 Aug 2023
Fact checked

Keesler Federal Credit Union logo

Keesler Federal Credit Union (KFCU) was established in 1947. It is based in Biloxi, Mississippi. Currently, it serves about 250,000 members and has $3 billion in assets.

Is the KFCU personal loan right for me? Use the KFCU personal loans calculator, to see your estimated monthly loan repayments. Learn about their eligibility requirements and what you’ll need to prepare before you apply.

Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

An overview of Keesler Federal Credit Union personal loans

KFCU personal loans offer lower rates than most credit cards. Use the funds to make home improvements, purchase big ticket items, or plan a fancy vacation. At Keesler, you can get a personal loan without collateral.

Features of a personal loan from Keesler Federal Credit Union

Here is a roundup of the vital features and benefits of a personal loan from Keesler Federal Credit Union:

  • Loan amounts: up to $100,000
  • Loan terms: up to 30 years
  • Repayment frequency: monthly
  • Interest rates: starts at 10.49% APR

Requirements for a Keesler Federal Credit Union personal loan

Keesler Federal Credit Union personal loans are available for members. If you want to join, there are many ways to qualify for membership:

  • Live, work, worship, or attend school in Forrest, Pearl River, Harrison or Hancock counties, or select census tracts in Jackson or Hinds counties in Mississippi
  • Live, work, worship or attend school in select census tracts in St. Tammany or Orleans parishes in Louisiana
  • Live, work, worship or attend school in, and businesses and other legal entities located in specified census tracts in Mobile County, AL
  • Work at one of Keesler’s select employee groups
  • Have a family member who’s a Keesler Federal member
  • Military who can use the services at Keesler Air Force Base or at Royal Air Force Bases in the UK

When you apply for a personal loan from Keesler Federal Credit Union, you must send a copy of the following documents:

  • Proof of identity (driver’s license, social security number, other state-issued IDs)
  • Proof of US residential address
  • Proof of employment (paystubs, W-2s and 1099s, employer statement)
  • Income verification (tax returns, bank statements, annuity statements)

Keesler Federal Credit Union personal loan calculator

Loan Amount

$20,000

Term

3 months

Keesler Federal Credit Union

Keesler Federal Credit Union personal loans

Estimated Month Repayments
Interest Rate
8.24%
APR
Repayment Period
6 months
to 360 months
Loan Amounts
$1,000
to $100,000
Whether you're planning a summer vacation, making minor home improvements, or purchasing something that's slightly beyond reach, a personal loan just might be your ticket. No collateral required.

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Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

Frequently asked questions

How much can I borrow from Keesler Federal Credit Union?

The maximum available amount for a personal loan from Keesler Federal Credit Union is $100,000.

What is the interest rate for a Keesler FCU personal loan?

KFCU personal loan interest rates start at 10.49% APR.

How do I qualify for a Keesler Federal Credit Union personal loan?

You can apply for a Keesler loan if you are a member of the credit union. If you are not, submit your membership application before applying for a loan.

Where can I find the online banking login for Keesler Federal Credit Union?

Account access through online banking is available at the Keesler FCU website.

Is Keesler Federal Credit Union Mobile Banking available?

Yes, it is. With the easy-to-use digital services of Keesler FCU, you can have 24/7 access to your online account.


Video: Times change with Keesler Federal Credit Union

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Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

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