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Idaho Central Credit Union Personal Loans Calculator & Overview

Carla Soto
Carla Soto
Updated 19 Aug 2023
Fact checked

Idaho Central Credit Union logo

Idaho Central Credit Union (ICCU) was chartered in 1940. It is the largest credit union in Idaho. It serves over 500,000 members and has over $8 billion in assets.

Do you qualify for an ICCU loan? See your estimated monthly loan repayments by using the Idaho Central Credit Union personal loans calculator, and learn about ICCU’s loan eligibility requirements.

Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

Overview of Idaho Central Credit Union personal loans

Signature and Share Secured Loans are available from Idaho Central Credit Union to give you the flexibility and ease of use you need. Whether it is for vacations, crises, bill consolidation, or the purchase of computers or home appliances, Idaho Central can help. There are no application fees, plus lower rates are available for qualified borrowers.

Features of Idaho Central Credit Union personal loans

Thinking of applying for an ICCU personal loan? Here are the key features and benefits to expect:

  • Loan amounts: undisclosed
  • Loan terms: between 12 and 72 months
  • Loan fees: $0 application fee
  • Interest rates: from 9.89% to 11.49% APR

Requirements for an Idaho Central Credit Union personal loan

To get a personal loan from Idaho Central Credit Union, you must first join their credit union. If you live or work in Idaho, Washington, or eastern Oregon, you are eligible to become a member of Idaho Central Credit Union.

Idaho Central Credit Union doesn’t say what their eligibility requirements are. However, here’s what you need to demonstrate:

  • You are 18 years of age
  • You are a US resident
  • You have a valid email address
  • You have a steady source of income
  • You have a good credit standing

When you apply for a personal loan from Idaho Central Credit Union, you must send a copy of the following documents:

  • Proof of identity (driver’s license, social security number, other state-issued IDs)
  • Proof of US residential address
  • Proof of employment (paystubs, W-2s and 1099s, employer statement)
  • Income verification (tax returns, bank statements, annuity statements)

Idaho Central Credit Union personal loan calculator

Provider
Product Information
EST Monthly
Repayment
Interest
Rate
Repayment
Period
Loan
Amounts
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Loan Amount

$20,000

Term

3 months

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Idaho Central Credit Union

Idaho Central Credit Union personal loans

Idaho Central Credit Union personal loans
Estimated Month Repayments
$635 Inclusive of fees
Interest Rate
8.89%
APR
Repayment Period
12 months
to 72 months
Loan Amounts
1000
to $20,000
Go to site
Idaho Central offers a variety of home loans designed specifically to meet your needs. Whether you're just starting out and need your first home, are looking to upgrade, or are ready to build your dream home, Idaho Central has the loan for you. We offer quick, local decisions.
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Wells Fargo

Wells Fargo personal loans

Estimated Month Repayments
$606 Inclusive of fees
Interest Rate
5.74%
APR
Repayment Period
12 months
to 84 months
Loan Amounts
$3,000
to $10,000
Go to site
Checking and savings accounts and credit cards for your everyday business expenses and cash management.
Featured
Eastman Credit Union

Eastman Credit Union personal loans (Shared Secured Personal Loan)

Estimated Month Repayments
$848 Inclusive of fees
Interest Rate
29.90%
APR
Repayment Period
12 months
to 12 months
Loan Amounts
$1,000
to $20,000
Go to site
ECU offers extraordinary products & services that make life just a little easier.

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Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

Frequently asked questions

How long do I have to pay back a personal loan from Idaho Central Credit Union?

You have the option to repay the full loan amount over 12 months or up to 72 months.

What is the interest rate for an Idaho Central Credit Union personal loan?

Depending on how long you want to pay back the loan, the APR for a personal loan from Idaho Central Credit Union could be between 9.89% and 11.49 %.

If I want a personal loan from Idaho Central Credit Union, do I have to pay an application fee?

No, you don’t. When you apply for a personal loan from the Idaho Central Credit Union, there is no fee to do so.

Where can I find the login for online banking at Idaho Central Credit Union?

Account access through online banking is available at the Idaho Central Credit Union website.

Is Idaho Central Credit Union Mobile Banking available?

Yes, it is. Enjoy the convenience and security of banking on the go with Idaho Central Credit Union.

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Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

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