Important disclosure

Huntington Personal Loans Calculator & Overview

Carla Soto
Updated 19 Aug 2023
Fact checked

Huntington Bank logo

Huntington Bank was founded in 1866. The company is ranked 521st on the Fortune 500 and is 26th on the list of largest banks in the United States. Currently, it has $175 billion in assets.

What is the total cost of a Huntington personal loan? You may calculate your monthly estimated repayment using the Huntington personal loans calculator. Discover if the loan terms, costs, and rates are right for you.

Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

Huntington personal loans overview

Huntington personal loans can allow you to start making your dreams a reality. Use the funds to finance practically anything, including a home repair, a wedding, or any large purchase. You can also use a personal loan to consolidate high-interest debt.

Features of Huntington personal loans

Thinking of applying for a Huntington bank personal loan? Here are the key features and benefits to expect:

  • Loan amounts: up to $50,000
  • Loan terms: from 3 years up to 4 years
  • Loan fees: $0 origination fee; $0 repayment penalty
  • Repayment frequency: Weekly, biweekly, monthly
  • Interest rates: from 6.97% up to 25.00% APR

Requirements for a Huntington personal loan

The criteria for applicants of a personal loan from Huntington Bank are undisclosed. However, here’s what lenders typically require:

  • You are 18 years of age
  • You are a US resident
  • You have a valid email address
  • You have a steady source of income
  • You have a good credit standing

When you apply for a personal loan from Huntington Bank, you must send a copy of the following documents:

  • Proof of identity (driver’s license, social security number, other state-issued IDs)
  • Proof of US residential address
  • Proof of employment (pay stubs, W-2s and 1099s, employer statement)
  • Income verification (tax returns, bank statements, annuity statements)

Huntington personal loan calculator

Loan Amount

$20,000

Term

3 months

Huntington

Huntington personal loans

Estimated Month Repayments
Interest Rate
28.90%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$1,000
to $20,000
We offer a variety of personal loans designed to meet your individual needs. We'll tailor your loan to finance just about anything, such as a motorcycle, a boat or RV, medical bills or debt consolidation. Get competitive rates that help turn your dreams into plans.

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Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

Frequently asked questions

How much can I borrow from Huntington Bank?

You can borrow up to $50,000.

How often should I make repayments on my personal loan from Huntington Bank?

You can make weekly, biweekly, or monthly repayments.

What is the interest rate for a Huntington personal loan?

Interest rates vary between 6.97% and 25.00% APR.

What number do I need to call to ask about personal loans from Huntington Bank?

You can call 800.480.2265 to find out more about Huntington Bank personal loans.

Can a personal loan from Huntington Bank hurt my credit score?

A hard inquiry will appear on your credit report when you apply for a loan from Huntington Bank.

Where can I find the online banking login for Huntington?

Account access through online banking is available at the  Huntington Bank website.

Is Huntington Mobile Banking available?

Yes, it is. Manage your personal finances from your computer, phone, or tablet with Huntington Bank.


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Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

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