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Fulton Bank Personal Loans Calculator & Overview

Carla Soto
Updated 19 Aug 2023
Fact checked

Fulton Bank logo

Established in 1882, Fulton Financial Corporation is a US regional financial services company based in Lancaster, Pennsylvania. With $25 billion in assets, this commercial bank operates in 250 branches and specialty offices. Fulton’s personal banking products and services are as follows: credit cards, CDs, and IRAs, home loans, auto loans, and personal loans.

Personal loans can be used for nearly anything, though certain lenders may restrict its specific purpose. It is critical that your repayments are timely and consistent. If you’re thinking about applying for a Fulton Bank personal loan and aren’t sure what the monthly repayment might be, use the Fulton Bank personal loans calculator to see your potential monthly payments.

Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

A quick guide to personal loans from Fulton Bank

Fulton Bank offers personal loans that can help you take care of unforeseen bills or plan major life events. Use it to pay off high-interest credit cards, make home upgrades, buy a new car, or to fund almost any worthwhile purpose. An unsecured loan from Fulton Bank has a fixed rate and requires no collateral.

Listed below are the main features and benefits of a personal loan from Fulton Bank:

  • Loan amounts: from $2,500 to $35,000
  • Loan terms: between 6 months and 60 months
  • Repayment frequency: Monthly
  • Interest rates: start at 11.74% APR
  • Security requirements: without collateral
  • Minimum credit score: 680
  • Rate discount: 0.25% APR discount for automatic payments

Requirements for a Fulton Bank personal loan

Fulton Bank requires loan applicants to submit the following documents

  • Social Security Number (SSN)
  • Government-issued photo ID (driver’s license, US passport, state-issued ID)
  • Monthly income
  • Previous employer, if you’ve been with your current employer for less than 2 years
  • Previous address, if you have been at your current address for less than 2 years

 

Fulton Bank personal loan calculator

Loan Amount

$20,000

Term

3 months

Fulton Bank

Fulton Financial personal loans

Estimated Month Repayments
Interest Rate
11.49%
APR
Repayment Period
6 months
to 60 months
Loan Amounts
$2,500
to $35,000
Sometimes you need a loan to help pay for life's unexpected expenses. Our personal loan can help you with things like paying down high interest credit cards, home improvements, and more. With a fixed rate, predictable monthly payment, and no collateral required, an unsecured loan from Fulton Bank could be the right option for you.

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Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

Pros and cons of Fulton Bank personal loans

Pros

  • Wide range of borrowing limits
  • Repayment terms as short as 6 months and as long as 60 months
  • Fixed rate, predictable monthly payment
  • No collateral required
  • Can be used for debt consolidation
  • Easy online application
  • Co-signers are allowed

Cons

  • Starting APRs higher than most banks

Frequently asked questions

What are the available loan amounts for a Fulton Bank personal loan?

Qualified borrowers can receive funds between $2,500 and $35,000.

How long can I repay the full amount of a Fulton Bank personal loan?

Repayment terms can be between 6 months and 60 months.

What are the expected interest rates for a Fulton Bank personal loan?

Potential interest rates start at 11.74%.

What factors will help ensure the approval of my loan application at Fulton Bank?

Approval of your loan will depend on credit qualifications, payment option selected, and capacity to pay.

What is the required credit score to be eligible for a Fulton Bank loan?

You have to have at least a 680 score to qualify for a personal loan at Fulton Bank.


Video: Money is personal – Fulton Bank

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Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

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