Important disclosure

Fox Communities Credit Union Personal Loans Calculator & Overview

Carla Soto
Updated 19 Aug 2023
Fact checked

Fox Communities Credit Union logo

Fox Communities Credit Union, formerly known as Combined Locks Credit Union, started in 1937. Fox Communities CU now serves 17 Wisconsin counties and has over $2 billion in assets. They offer a broad range of financial products such as loans, credit cards, mortgages and refinancing services, insurance, Certificate of Deposit (CDs), and individual retirement accounts (IRAs).

Is it a good idea to take out a personal loan from Fox Communities Credit Union? Honestly, it depends on your current financial situation and what you need. Before you apply, make sure you meet the personal loan eligibility criteria. Also, you have to figure out your EMIs (equated monthly installments) to make sure it is within your capacity to pay. Use the Fox Communities Credit Union personal loans calculator to get things going.

Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

Personal loans from Fox Communities Credit Union at a glance

Fox Communities Credit Union offers unsecured personal loans that can be used to pay off debt, improve your credit score, pay for home improvements, or get cash in an emergency. Also called a ‘Make Anything Happen’ loan, it is a fixed-rate loan that does not require collateral and is repaid in monthly installments over a specific term.

Fox Communities Credit Union doesn’t have specific information about the key features and benefits of its unsecured personal loan product. But like other credit unions that offer personal loans, Fox Communities Credit Union will probably offer flexible loan amounts and repayment terms based on your credit history and ability to pay. Lower interest rates may also be available for those with higher credit scores. You can also inquire if their loan products have origination fees and prepayment penalties.

Requirements for a Fox Communities Credit Union personal loan

Only current members and employees are qualified to take out a Fox Communities Credit Union personal loan. Join now so you can enjoy all the available membership benefits and privileges. You only need to meet any of the following requirements:

  • Anyone who lives, works, worships, or goes to school to any Fox Communities Credit Union-recognized counties
  • Anyone who is an immediate family member of a Fox Communities Credit Union member or employee
  • Anyone who is a member of any Fox Communities Credit Union-recognized companies

There is no available information on borrower criteria for a Fox Communities Credit Union personal loan. Typically, most lenders have a general expectation among potential loan applicants. These include the following:

  • You are at least 18 years old (provide a copy of your government-issued IDs such as certificate of citizenship, driver’s license, passport, or military ID)
  • You are a US resident (provide a copy of a recent utility bill, lease or rental agreement, or mortgage statement)
  • You have a good credit score – minimum of 600 is acceptable although 700 or higher is ideal.
  • You have a debt-to-income ratio of less than 40%.
  • You have a valid and active bank account.
  • You have proof of steady employment – provide a copy of paystubs, W-2s and 1099s, or an employer statement.
  • If you have a business or a self-employed individual, provide income verification such as tax returns, bank statements, annuity statements.

Fox Communities Credit Union personal loan calculator

Loan Amount

$20,000

Term

3 months

Fox Communities Credit Union

Fox Communities Credit Union personal loans

Estimated Month Repayments
Interest Rate
6.90%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
1000
to $20,000
Consolidate credit cards and other debt to a lower rate. Fund a home improvement project, wedding, vacation, or anything your heart desires. Need to improve your credit? Fox even has a personal loan option to do just that.

SeeLoans.com provides factual information about financial products. While SeeLoans.com attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on SeeLoans.com is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product, you will be dealing directly with that provider and not with SeeLoans.com. SeeLoans.com recommends reading the relevant product disclosure statement or product guide before taking up any financial product offer. Please view SeeLoans.com's Terms of Use for more information.

Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

Pros and cons of Fox Communities Credit Union personal loans

Pros

  • Same day funding for qualified borrowers
  • No collateral required
  • Online application available

Cons

  • Exclusive to credit union members only
  • No information on loan amounts, rates, and terms
  • Borrower criteria undisclosed

Frequently asked questions

What can I use the Fox Communities Credit Union personal loan for?

The funds you will get from a Fox Communities Credit Union personal loan can help you pay for almost anything you need. Whether it is for home renovation, car repair, or debt consolidation, it can help you check things off your financial to-do list.

Can I apply for a Fox Communities Credit Union personal loan if I have a low credit score?

Approval for a personal loan is based on your credit standing and proof of a stable income. If you have a low credit score, work to improve it so you can get the best deal that will help you achieve your financial goals.

Where can I find the online banking login for Fox Communities Credit Union?

Account access through online banking is available at the Fox Communities Credit Union website.

Is Fox Communities Credit Union Mobile Banking available?

Yes, it is. Manage your personal finances from your computer, phone, or tablet.

What number do I need to call to ask about personal loans from Fox Communities Credit Union?

You can call 920.993.9000 to find out more.


Video: We are Fox Communities Credit Union

Popular personal loan searches

Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

.