All Loans > Personal Loans > First Hawaiian Bank Personal Loans Calculator
Important disclosure

First Hawaiian Bank Personal Loans Calculator & Overview

Carla Soto
Carla Soto
Updated 19 Aug 2023
Fact checked

First Hawaiian Bank logo

First Hawaiian, Inc. is a bank holding company that was established in 1858. It is Hawaii’s oldest and largest financial institution. In 2017, it ranked twelfth in Forbes’ America’s 100 Largest Banks with $20 billion in total assets. First Hawaiian Bank offers a broad range of financial products such as loans and credit cards, mortgages and refinancing services, insurance, Certificate of Deposit (CDs), and individual retirement accounts (IRAs).

Taking out a loan can be a significant financial decision, so it’s best to make it a smart one. You might be asking, “Should I take out a personal loan from First Hawaiian Bank?” With the First Hawaiian Bank personal loans calculator, you can view an estimate of your monthly installments. This can help you with your decision whether to move forward with the application or go with another lender.

Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

First Hawaiian Bank personal loans in a nutshell

First Hawaiian Bank provides personal loans with higher loan amounts for qualified borrowers. Use the funds to buy new appliances, start a new business, go on a vacation, and more. Apply quickly and easily online or by visiting the nearest branch.

Read on to find out about the key features and benefits of a First Hawaiian Bank personal loan:

  • Loan terms: Up to 60 months
  • Loan fees: $50 administration fee
  • Interest rates: From 8.50% to 19.38% APR
  • Required credit score: minimum 690

Requirements for a First Hawaiian Bank personal loan

To start with your personal loan application, you have to read and accept the First Hawaiian Bank electronic disclosures.

First Hawaiian Bank did not state what documents you need to submit. However, most lenders expect you to prepare and submit the following documents:

  • Proof of identity (driver’s license, social security number, other state-issued IDs)
  • Proof of address (utility bill, property tax receipt, home insurance copy, mortgage statement, lease or rental agreement)
  • Employment and/or income verification (paystubs, tax returns, bank statements)
  • Minimum credit score of 600 while other lenders require a score of 700 and beyond
  • Minimum debt-to-income ratio of 36% while other lenders approve those with a ratio of 50% or higher

 

First Hawaiian Bank personal loan calculator

Provider
Product Information
EST Monthly
Repayment
Interest
Rate
Repayment
Period
Loan
Amounts
Sort loans by

Loan Amount

$20,000

Term

3 months

Change
First Hawaiian Bank

First Hawaiian Bank personal loans

First Hawaiian Bank personal loans
Estimated Month Repayments
$599 Inclusive of fees
Interest Rate
4.99%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$2,500
to $20,000
Go to site
Borrow a fixed amount for debt consolidation, new appliances, or anything else you need.
Featured
Wells Fargo

Wells Fargo personal loans

Estimated Month Repayments
$606 Inclusive of fees
Interest Rate
5.74%
APR
Repayment Period
12 months
to 84 months
Loan Amounts
$3,000
to $10,000
Go to site
Checking and savings accounts and credit cards for your everyday business expenses and cash management.
Featured
Eastman Credit Union

Eastman Credit Union personal loans (Shared Secured Personal Loan)

Estimated Month Repayments
$848 Inclusive of fees
Interest Rate
29.90%
APR
Repayment Period
12 months
to 12 months
Loan Amounts
$1,000
to $20,000
Go to site
ECU offers extraordinary products & services that make life just a little easier.

SeeLoans.com provides factual information about financial products. While SeeLoans.com attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on SeeLoans.com is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product, you will be dealing directly with that provider and not with SeeLoans.com. SeeLoans.com recommends reading the relevant product disclosure statement or product guide before taking up any financial product offer. Please view SeeLoans.com's Terms of Use for more information.

Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

First Hawaiian Bank personal loans pros and cons

Pros

  • Long repayment terms
  • Respectable rates when compared with other traditional lenders
  • Simple online application process

Cons

  • Loan amount not disclosed
  • Loans are not available outside of Hawaii, Guam, and Saipan
  • Additional checks will be carried out when borrowing more than $5,000

Frequently asked questions

How much can I borrow from a First Hawaiian Bank personal loan?

The available loan amounts for a First Hawaiian Bank personal loan are undisclosed. It will be based on the documents you submit and your creditworthiness.

What are the available loan terms for a First Hawaiian Bank personal loan?

You have up to 60 months to repay your personal loan from First Hawaiian Bank.

What are the loan fees associated with a First Hawaiian Bank personal loan?

You have to pay a $50 administration fee when applying for a First Hawaiian Bank personal loan.

What interest rate could I expect from a First Hawaiian Bank personal loan?

Potential rates for a First Hawaiian Bank personal loan can range from 8.50% to 19.38%.

What credit score do I need to get a personal loan from First Hawaiian Bank?

You need a credit score of at least 690 to be able to apply for a personal loan from First Hawaiian Bank.

Video: First Hawaiian Bank: Let’s talk

Popular personal loan searches

Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

.

Seeloans.com provides factual information in relation to financial products. While Seeloans.com attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on Seeloans.com is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with Seeloans.com. Seeloans.com recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information please see Seeloans.com’s Terms of Use and Services Guide.

© 2024 Seeloans.com