Important disclosure

Clearview FCU Personal Loans Calculator & Overview

Carla Soto
Updated 19 Aug 2023
Fact checked

Clearview Federal Credit Union logo

Clearview Federal Credit Union was founded in 1953. It started out as the Allegheny Airlines Federal Credit Union in Washington, D.C. This Pennsylvania-based credit union had a net income of $13.9 million in 2021.

What does it take to be eligible for a Clearview FCU loan? In this article, we’ll cover their loan features and eligibility criteria. Discover how much you have to repay through the Clearview FCU personal loan calculator and compare them with other lenders.

Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

A brief synopsis of Clearview FCU personal loans

Clearview FCU has many low-cost personal loan options that can help you reach your financial goals. Choose between fixed-rate and variable-rate loans to ensure that you can keep monthly payments in check. You can use their personal loans to pay for home renovations, medical bills, a new car, or your dream wedding.

Features of a personal loan from Clearview FCU

Listed below are the key features and benefits of a Clearview FCU personal loan:

  • Loan amounts: Not specified
  • Loan terms: As short as 90 days and as long as 84 months
  • Loan fees: Zero application fees
  • Loan flexibility: Same-day approval
  • Interest rates: APR from 9.24% to 14.19%

Requirements for a Clearview FCU personal loan

A Clearview FCU personal loan are available to members only. If you’re interested in joining, make sure meet following criteria:

  • Anyone who lives, work, worship, or attend school in selected Pittsburgh counties
  • Anyone who is an immediate family member of a current or potential Clearview member

Clearview FCU did not specify their requirements in order for you to be eligible for a loan. Typically, here’s what lenders require:

  • Be 21 years of age or over
  • Be a US resident
  • Have a steady source of income
  • Have a good credit standing

When you apply for a Clearview FCU personal loan, have these documents ready:

  • Proof of identity (driver’s license, social security number, other state-issuedIDs)
  • Proof of US residential address
  • Proof of employment (paystubs, W-2s and 1099s, employer statement)
  • Income verification (tax returns, bank statements, annuity statements)

Clearview Federal Credit Union personal loan calculator

Loan Amount

$20,000

Term

3 months

Clearview FCU

Clearview Federal Credit Union personal loans (PowerLine Line of Credit)

Estimated Month Repayments
Interest Rate
7.50%
APR
Repayment Period
1 month
to 80 months
Loan Amounts
$1,000
to $20,000
I'm smart with my money, but now and then I sure could use a little extra.
Clearview FCU

Clearview Federal Credit Union personal loans (Signature)

Estimated Month Repayments
Interest Rate
10.75%
APR
Repayment Period
36 months
to 36 months
Loan Amounts
$1,000
to $20,000
I'm smart with my money, but now and then I sure could use a little extra.
Clearview FCU

Clearview Federal Credit Union personal loans (Secured Savings)

Estimated Month Repayments
Interest Rate
29.90%
APR
Repayment Period
36 months
to 60 Months
Loan Amounts
$1,000
to $20,000
I'm smart with my money, but now and then I sure could use a little extra.
Clearview FCU

Clearview Federal Credit Union personal loans (Secured Certificate)

Estimated Month Repayments
Interest Rate
29.90%
APR
Repayment Period
36 months
to 60 Months
Loan Amounts
$1,000
to $20,000
I'm smart with my money, but now and then I sure could use a little extra.

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Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

Frequently asked questions

How much can I borrow from Clearview FCU?

Clearview FCU did not give any clear information about the minimum and maximum loan amounts for its personal loan products.

How long do I have to repay a Clearview FCU personal loan?

It all depends on the personal loan product you choose. For Secured Savings and Secured Certificate loan products, it is up to 60 months. It is up to 90 days for the Better Choice Loan product, while the PowerLine Line of Credit has an open-end repayment term. For Signature Personal Loans, you can choose the following terms: 36, 48, 60, 72 or 84 months.

What is the interest rate for a Clearview FCU personal loan?

Potential rates for Secured Savings and Secured Certificate loan products are based on the savings account’s APY rate plus an additional 3.00%. All other personal loan products have an APR between 9.24% and 18.00%.

Will I have to pay application or origination fees?

No, you won’t. Personal loans at Clearview FCU don’t have an application fee.

What are the options for loan repayment at Clearview FCU?

You can pay via the Clearview FCU app or online banking. You can also arrange to pay from your account at other financial institutions. You can also pay by phone or in person.

Is a debt protection plan available for any Clearview FCU personal loan?

Yes. You can add a Loss of Life protection plan when taking out a personal loan from Clearview FCU.

Where can I find the online banking login for Clearview FCU?

Account access through online banking is available at the Clearview FCU consumer login page.


Video: About Clearview Federal Credit Union personal loans

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Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

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