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Chartway FCU Personal Loans Calculator & Overview

Carla Soto
Updated 19 August 2023
Fact checked

Chartway Federal Credit Union logo

Chartway Federal Credit Union was founded in 1959. Its main goal is to provide low-cost loans to members to help them live and thrive together. Chartway FCU can be found in Texas, Utah, and Virginia.

Is a Chartway personal loan right for you? Use the Chartway FCU personal loans calculator to estimate your monthly repayment. Learn about their personal loan features, fees and rates today. Compare with other lenders and get the best deal for you.

Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

A quick guide to Chartway Federal Credit Union personal loans

Personal loans from Chartway Federal Credit Union can provide you with the means to accomplish your financial goals. Whether it is to fund a project, take a vacation, or make purchases from your wishlist – you can use the money for whatever you want.

Chartway Federal Credit Union’s loan features

Below is a snapshot of the key features and benefits of Chartway personal loans:

  • Loan amounts: up to $35,000
  • Loan terms: up to 60 months
  • Interest rates: APR as low as 10.99%
  • Required credit score: at least 740
  • Loan repayment terms: Fixed monthly payments

Requirements for Chartway FCU personal loans

The following information is required during the loan process, but additional items may be requested:

  • Copy of a Class 1 Photo ID for each authorized user listed on the account
  • Address, contact names, and phone numbers for employers
  • Copies of current & consecutive pay stubs (two most recent)
  • Current award letter and last year’s 1099 for pension/retirement income
  • Current social security awards letter
  • Explanation and supporting documentation for any additional income
  • Copies of last 2 years of tax returns, if you are self-employed or claiming rental income from a property
  • If including any commission, bonus or overtime income in your total income calculations also provide copies of final pay stubs of the last two years

Chartway FCU personal loan calculator

Loan Amount

$20,000

Term

3 months

Chartway FCU

Chartway personal loans (Personal Signature Loan)

Estimated Month Repayments
Interest Rate
9.99%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$1,000
to $35,000
Chartway offers different personal loan types that are affordable and easy to manage!
Chartway FCU

Chartway personal loans (Personal Signature Loan)

Estimated Month Repayments
Interest Rate
10.49%
APR
Repayment Period
1 month
to 80 months
Loan Amounts
$1,000
to $35,000
Chartway offers different personal loan types that are affordable and easy to manage!

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Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

Frequently asked questions

How much can I borrow from Chartway FCU?

Personal loans from Chartway FCU can be up to $35,000.

What is the maximum repayment term for a Chartway FCU personal loan?

You have up to 60 months repay your loan.

What is the interest rate for a Chartway FCU personal loan?

APR for a Chartway FCU personal loan starts at 10.99%

Can I apply for a Chartway FCU loan if I have a low credit score?

Chartway FCU typically approved loan funds to borrowers with good credit scores. Make sure you have at least 740 to get the best interest rate. If you have a low credit score, work to improve it first to boost your chances of approval.

Where can I find the online banking login for Chartway FCU?

Account access through online banking is available at the Chartway FCU website.


Video: Brighter Days with Chartway

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Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

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