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Cadence Bank Personal Loans Overview

Carla Soto
Carla Soto
Updated 19 Aug 2023
Fact checked

Cadence Bank logo

Cadence Bank started out as a modest operation in the back of a hardware store in Verona, Mississippi. Today, it has an estimated $50 billion in assets. This well-known regional bank has almost 400 branches all over the South and Texas.

Need a personal loan from Cadence Bank? Use the Cadence Bank personal loans calculator to find out your potential monthly repayments. Compare it with other lenders until you can discover the best loan option that is within your budget.

Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

Cadence Bank personal loans in a snapshot

Cadence Bank loans offers personal loans with customized applications to eligible borrowers. You can choose from a range of terms and rates to suit your needs. Use the funds to buy a car, pay for school, or renovate your home.

Cadence Bank personal loan features and requirements

Cadence Bank does not indicate specific details about its loan features. Because it is a tailored loan application, potential borrowers must visit the bank personally to know more about various loan amounts, terms, and rates. They, however, said that provide flexible repayment terms and competitive rates, which are highly dependent on your credit score.

When you apply for a personal loan at Cadence Bank, you might need some of the following documents:

  • Proof of identity (driver’s license, social security number, other state-issued IDs)
  • Proof of US residential address
  • Proof of employment (paystubs, W-2s and 1099s, employer statement)
  • Income verification (tax returns, bank statements, annuity statements)

Cadence Bank personal loan calculator

Provider
Product Information
EST Monthly
Repayment
Interest
Rate
Repayment
Period
Loan
Amounts
Sort loans by

Loan Amount

$20,000

Term

3 months

Change
Cadence Bank

Cadence Bank personal loans

Cadence Bank personal loans
Estimated Month Repayments
$837 Inclusive of fees
Interest Rate
28.90%
APR
Repayment Period
1 month
to 84 months
Loan Amounts
$1,000
to $100,000
Go to site
Whether its checking, savings, personal loans and lines of credit, online bill pay, or investment advice, Cadence Bank offers the banking solutions you need to manage your personal finances.
Featured
Wells Fargo

Wells Fargo personal loans

Estimated Month Repayments
$606 Inclusive of fees
Interest Rate
5.74%
APR
Repayment Period
12 months
to 84 months
Loan Amounts
$3,000
to $10,000
Go to site
Checking and savings accounts and credit cards for your everyday business expenses and cash management.
Featured
Eastman Credit Union

Eastman Credit Union personal loans (Shared Secured Personal Loan)

Estimated Month Repayments
$848 Inclusive of fees
Interest Rate
29.90%
APR
Repayment Period
12 months
to 12 months
Loan Amounts
$1,000
to $20,000
Go to site
ECU offers extraordinary products & services that make life just a little easier.

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Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

Frequently asked questions

How much can I borrow from Cadence Bank?

Cadence Bank doesn’t have details on available loan amounts.

What can I use a Cadence Bank loan for?

You can use the money to help you with anything you need. You can buy a car, renovate your home, or pay for school. There are a variety of personal loan options to fund your significant life expenses.

Can I apply online for a Cadence Bank loan?

No, you can’t. You have to visit the nearest Cadence Bank branch and talk to a loan representative about your application.

How do I qualify for a Cadence Bank personal loan?

There are no specific details on loan eligibility. However, you can visit the website’s resource center to find out more information about its personal loan products.

Video: Cadence Bank – About their employee culture

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Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

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