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Buckeye State Credit Union Personal Loans Calculator & Overview

Carla Soto
Updated 19 Aug 2023
Fact checked

Buckeye State Credit Union logo

Buckeye State Credit Union was founded in 1933 as the Akron Postal Employees Credit Union. It now has five branches in Northeast Ohio. Buckeye State CU continues to offer fixed-rate personal loans to help members manage their expenses.

Should you take out a personal loan from Buckeye State Credit Union? See if you can afford the estimated loan payments by exploring the Buckeye State Credit Union personal loans calculator. Compare its loan features, rates, and costs with those of other lenders.

Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

A summary of Buckeye State Credit Union personal loans

Need extra cash? Buckeye State Credit Union can provide you with personal loans for nearly any purpose. They have a range of options and low rates to help you get the funds you need. So, if you need to pay for your college tuition, spend your honeymoon in an exotic location, or upgrade your home, consider a Buckeye loan.

Features and Requirements of Buckeye State Credit Union personal loans

Buckeye State Credit Union does not have specific information about personal loan features and requirements right now.

But like other credit unions that offer personal loans, Buckeye State Credit Union will probably offer flexible loan amounts and repayment terms based on the borrower’s credit history and ability to pay. Lower interest rates may also be available for those with higher credit scores. You can also inquire if their loan products have origination fees and prepayment penalties.

However, you need to become a member before applying for a loan. You can qualify if:

  • You are a relative of a current member
  • You live, work, worship, or attend school in selected Ohio counties
  • You are employed by one of the credit union’s recognized companies

When you apply for a Buckeye State Credit Union loan, these are some of the documents you have to prepare:

  • Proof of identity (driver’s license, social security number, other state-issuedIDs)
  • Proof of US residential address
  • Proof of employment (paystubs, W-2s and 1099s, employer statement)
  • Income verification (tax returns, bank statements, annuity statements)

Buckeye State Credit Union personal loan calculator

Loan Amount

$20,000

Term

3 months

Buckeye State Credit Union

Buckeye State Credit Union personal loans

Estimated Month Repayments
Interest Rate
6.50%
APR
Repayment Period
12 months
to 60 months
Loan Amounts
$1,000
to $20,000
Need some extra money in your pocket? Buckeye State Credit Union can help with personal loans you can use to pay for almost anything.

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Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

Frequently asked questions

What can I use the Buckeye State CU loan for?

Buckeye State Credit Union personal loans can be used for whatever you want. It can pay for your dream honeymoon, college tuition, or home renovation. If need be, use it to fund major life purchases or emergency expenses.

Can I apply for a Buckeye State CU personal loan if I have a low credit score?

It is best to improve your credit score before applying for a Buckeye State CU personal loan. This will improve your chances of getting approved.

What are the requirements for a Buckeye State CU personal loan?

Buckeye State CU did not state its loan eligibility criteria. However, you can fill in their loan application form and wait for their bank representative to contact you. Alternatively, you can call or visit them at one of their branches during regular business hours.

Where can I find the online banking login for Buckeye State CU?

Account access through online banking is available at Buckeye State CU login.

Is Buckeye State CU Mobile Banking available?

A Buckeye State CU mobile app is available for your iOS or Android smartphone. Get started with the mobile banking app by visiting their website.


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Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

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