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BECU Personal Loans Calculator & Overview

Updated 19 Aug 2023

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Boeing Employees’ Credit Union (BECU) started as Fellowship Credit Union in 1935. It has over $30.2 billion in assets and over 1.2 million members. It is the largest credit union in Washington and the fourth largest in the United States.

How much will you get from a Boeing Employees’ Credit Union personal loan? The BECU personal loans calculator can let you know right away! Discover the available loan amounts and repayment terms within your budget.

Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

An overview of BECU personal loans

A BECU personal loan gives you the funds for anything you need. Use it to pay for major or emergency expenses. Alternatively, you can use it for home renovations, car repairs, or medical bills. Once approved, it will be disbursed directly to your BECU account without any deductions.

BECU personal loan features

Here’s what a BECU personal loan can offer:

Loan amounts: $30,000 maximum
Loan terms: Up to 6 years (72 months)
Repayment frequency: Monthly
Interest rates: APR from 7.49% to 18%
Origination fees: Zero

Boeing Employees Credit Union loan requirements

Before taking out a BECU personal loan, you must join to become a member. Who can join?

If you live or work in Washington State
If you worship or go to school in Washington State
If you are a BECU or Boeing employee
If you are a resident of select Oregon and Idaho counties
If you are a member of partner associations

BECU personal loan calculator

Loan amount

Term

Provider

Product Information

EST Monthly
Repayment

Interest
Rate

Repayment
Period

Loan
Amounts

Sort loans by

Loan Amount

$15,000

Term

3 months

Change

BECU personal loans

Estimated Month Repayments

$467 Inclusive of fees

Interest Rate

7.49%
APR

Repayment Period

12 months
to 72 months

Loan Amounts

$1,000
to $15,000

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With a BECU Personal Loan, you can cover most expenses. Borrow up to $15,000 to consolidate high interest rate balances into one low monthly payment. Or you can cover moving expenses, unexpected repairs and much more.

Featured

Wells Fargo personal loans

Estimated Month Repayments

$455 Inclusive of fees

Interest Rate

5.74%
APR

Repayment Period

12 months
to 84 months

Loan Amounts

$3,000
to $10,000

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Checking and savings accounts and credit cards for your everyday business expenses and cash management.

Featured

Eastman Credit Union personal loans (Shared Secured Personal Loan)

Estimated Month Repayments

$636 Inclusive of fees

Interest Rate

29.90%
APR

Repayment Period

12 months
to 12 months

Loan Amounts

$1,000
to $20,000

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ECU offers extraordinary products & services that make life just a little easier.

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Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

BECU loans pros and cons

Pros

No application or origination fees
Repayment terms up to 72 months
Fixed interest rates

Cons

Only available to BECU members
Higher interest rates than some other lenders
Relatively low maximum loan amount

Frequently asked questions

Can non-members apply for a BECU personal loan?

No, non-members are not allowed to take out a BECU personal loan. Visit the website to find out if you qualify to become a member.

How much can I borrow from a BECU personal loan?

You can borrow a maximum of $30,000. If approved, the money will be deposited directly into your BECU account.

Are there origination or application fees?

No, there are none. BECU won’t deduct any origination or application fees when you apply for a loan.

What should I state as my reason for a BECU personal loan?

You can use the funds to pay for major or emergency expenses. You can also use it for debt consolidation if you want. You have the freedom to use the money for anything you want.

How much interest rates does BECU charge for its personal loans?

BECU personal loans have an APR ranging from 7.49% to 18%. The final rate will be based on repayment terms and your creditworthiness.