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Avant Personal Loans Calculator, Interest Rates & Overview

Carla Soto
Carla Soto
Updated 22 February 2024
Fact checked

Avant personal loans overview

Avant logo

Avant offers personal loans tailored to your needs – whether it be for debt consolidation, home improvement, or an emergency. You can secure loans with great interest rates and flexible terms to find the right loan for your situation. On top of these, you can enjoy quick approval and funding.

Want to see what an Avant personal loan will cost? Try the Avant personal loan calculator below! All you have to do is enter your desired loan amount and term to see an estimate. You can use the calculator to adjust your loan amount and term to see how it might affect your monthly repayments.

Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

Key features

  • Minimum loan amount: $2,000.
  • Maximum loan amount: $35,000.
  • Interest rates: 9.95% to 35.99% APR.
  • Loan terms: 12 to 60 months.
  • Loan fees: Up to 4.75% administration fee.
  • Discounts: Undisclosed.

Avant personal loan options

Personal loans

Whether you need to repair your home, consolidate your debts, or fund an emergency, you can get Avant personal loans. You can borrow up to $35,000, and interest rates range from 9.95% to 35.99% APR. Plus, you can choose terms from 12 to 60 months.

Avant personal loan calculator

Provider
Product Information
EST Monthly
Repayment
Interest
Rate
Repayment
Period
Loan
Amounts
Sort loans by

Loan Amount

$20,000

Term

3 months

Change
Avant

Avant personal loans

Avant personal loans
Estimated Month Repayments
$645 Inclusive of fees
Interest Rate
9.95%
APR
Repayment Period
24 months
to 60 months
Loan Amounts
$2,000
to $35,000
Go to site
Too many payments at different rates and schedules?that's bad for the mind and spirit. Avant can help you consolidate them into one single monthly payment.
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Wells Fargo

Wells Fargo personal loans

Estimated Month Repayments
$606 Inclusive of fees
Interest Rate
5.74%
APR
Repayment Period
12 months
to 84 months
Loan Amounts
$3,000
to $10,000
Go to site
Checking and savings accounts and credit cards for your everyday business expenses and cash management.
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Eastman Credit Union

Eastman Credit Union personal loans (Shared Secured Personal Loan)

Estimated Month Repayments
$848 Inclusive of fees
Interest Rate
29.90%
APR
Repayment Period
12 months
to 12 months
Loan Amounts
$1,000
to $20,000
Go to site
ECU offers extraordinary products & services that make life just a little easier.

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Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

How to apply for an Avant personal loan

Eligibility criteria

Avant doesn’t specify the requirements for a personal loan, but you typically need to be:

  • At least 18 years old
  • A legal resident
  • Employed or have a reliable source of income

On average, Avant customers have FICO scores ranging from 600 to 700, but you can qualify with a minimum credit score of 580. So, check your credit score to have an idea about your lending opportunities. Plus, you can try to improve your credit to further qualify for loans with lower rates and better terms.

What you’ll need to have ready

Personal details

When you apply for personal financing with Avant, you’ll be asked to provide personal information such as:

  • An email address
  • Your full name
  • Address
  • Social Security number
  • Employment information
  • Income details
  • U.S. citizenship status
  • A list of monthly expenses

Documents

You can apply for the loan directly on Avant’s website. During your application, you might need to supply additional documents or information. These may relate to your source of income, bank account details, and address history.

While most personal loans are unsecured, make sure you choose a loan you can consistently pay. This will help you avoid defaulting on your payments and protect your credit standing.

Ways to apply for an Avant personal loan

  • Apply online by clicking the GO TO SITE link in the table below
  • Visit a branch
  • Call 800-712-5407

Additional Avant personal loan details

  • Automatic payment: Available.
  • Rate discounts: Potential lower personal loan rates for borrowers with excellent credit.
  • Repayment frequency: Monthly.
  • Late payment fees: $25.
  • Prepayment penalty: None.
  • Co-borrowers allowed: Undisclosed.
  • Co-signers: Undisclosed.
  • Ways to repay: Avant Credit mobile app, online portal, ACH, by mail, and major credit and debit cards.

PROS AND CONS

Pros

  • Fast loan approval.
  • Competitive rates.
  • Flexible repayment terms.
  • No prepayment penalties.
  • Quick loan funding.
  • Convenient online application.
  • Prequalification without impact on credit scores.
  • Autopay available.
  • Fixed rates for easier planning.
  • Easy loan payment options.

Cons

  • Not available in all states.
  • Administration fee.
  • Late payment fee.

FREQUENTLY ASKED QUESTIONS

How much can I borrow from Avant?

You may borrow from $2,000 to $35,000 with a personal loan.

How much interest does Avant charge on loans?

Avant’s personal loans have rates ranging from 9.95% to 35.99% APR, but they can vary per state.

Are Avant personal loans fixed or variable?

Avant offers fixed interest rates for loans.

What is the maximum length of an Avant personal loan?

The maximum term of an Avant loan is 60 months.

Can I repay my personal loan early?

Yes. Avant doesn’t charge prepayment penalties when you pay off your personal loan earlier.

What credit score do you need for an Avant loan?

Avant customers have average scores between 600 to 700. Nonetheless, you may qualify for loans with a minimum credit score of 580.

How long does an Avant personal loan take?

You may get a loan decision within minutes. Remember though that it may take longer if you need more documentation.

How long does it take for an Avant loan to be paid in my account?

Avant can deposit the funds the next business day if your loan is approved.

What should I state as my reason for a personal loan?

Loans can be used for a variety of personal use – home improvements, repairs, and renovations, debt consolidation, car repairs, emergencies, and more.

Popular personal loan searches

Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

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Seeloans.com provides factual information in relation to financial products. While Seeloans.com attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on Seeloans.com is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product you will be dealing directly with that provider and not with Seeloans.com. Seeloans.com recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information please see Seeloans.com’s Terms of Use and Services Guide.

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