All Loans > Personal Loans > Affcu Personal Loans Calculator

Important disclosure

Air Force Federal Credit Union Personal Loans Calculator & Overview

Updated

Fact checked

The Air Force Federal Credit Union (AFFCU) was founded in November 1952. This Texas-based US credit union is formerly known as Lackland Federal Credit Union. Today, it has more than $590 million in assets and over 51,000 members.

What’s the cost of an Air Force Federal Credit Union personal loan? Check out the AFFCU personal loan calculator today. It’s easy to input your desired loan amount, monthly repayments, or amortization schedule.

Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and $11,680.

Air Force Federal Credit Union personal loans overview

AFFCU signature loans provide a tailored solution with the flexibility to meet your needs. You can borrow money and use it at your discretion. Whether for debt consolidation, home renovation, or medical bills, AFFCU can help.

AFFCU personal loan features

Here’s what you need to know about AFFCU personal loans:

Loan amounts range from $500 to $25,000
Repayment terms are between 1 year and 5 years
Monthly installments
Competitive interest rates (APR from 8.50% to 9.50%)
No collateral required
No application fee
No early prepayment penaltie

Air Force Federal Credit Union personal loan calculator

Loan amount

Term

Provider

Product Information

EST Monthly
Repayment

Interest
Rate

Repayment
Period

Loan
Amounts

Sort loans by

Loan Amount

$20,000

Term

3 months

Change

Air Force Federal Credit Union personal loans (36 months)

Estimated Month Repayments

$631 Inclusive of fees

Interest Rate

8.50%
APR

Repayment Period

1 month
to 36 months

Loan Amounts

$1,000
to $20,000

Go to site

Handle life's expenses with confidence

Air Force Federal Credit Union personal loans (48 months)

Estimated Month Repayments

$636 Inclusive of fees

Interest Rate

9.00%
APR

Repayment Period

1 month
to 48 months

Loan Amounts

$1,000
to $20,000

Go to site

Handle life's expenses with confidence

Air Force Federal Credit Union personal loans (60 months)

Estimated Month Repayments

$641 Inclusive of fees

Interest Rate

9.50%
APR

Repayment Period

1 month
to 60 months

Loan Amounts

$1,000
to $20,000

Go to site

Handle life's expenses with confidence

Featured

Wells Fargo personal loans

Estimated Month Repayments

$606 Inclusive of fees

Interest Rate

5.74%
APR

Repayment Period

12 months
to 84 months

Loan Amounts

$3,000
to $10,000

Go to site

Checking and savings accounts and credit cards for your everyday business expenses and cash management.

Featured

Eastman Credit Union personal loans (Shared Secured Personal Loan)

Estimated Month Repayments

$848 Inclusive of fees

Interest Rate

29.90%
APR

Repayment Period

12 months
to 12 months

Loan Amounts

$1,000
to $20,000

Go to site

ECU offers extraordinary products & services that make life just a little easier.

SeeLoans.com provides factual information about financial products. While SeeLoans.com attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and to the best of our knowledge is correct at the time of publishing. The information published on SeeLoans.com is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product, you will be dealing directly with that provider and not with SeeLoans.com. SeeLoans.com recommends reading the relevant product disclosure statement or product guide before taking up any financial product offer. Please view SeeLoans.com's Terms of Use for more information.

Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

Requirements for an Air Force FCU personal loan

To apply for an Air Force FCU personal loan, you must first join to become a member. All you need to do is meet at least one of these eligibility requirements:

Live, work, attend school, or worship within Bexar County, Texas
Family members of an existing AFFCU member
Honorably discharged veterans residing in Arkansas, Louisiana, Mississippi, Oklahoma, and Texas
Active duty, reservist, or National Guard in Arkansas, Louisiana, Mississippi, Oklahoma, and Texas
Members of the Airman Heritage Foundation

Specific requirements for personal applications are not disclosed on the AFFCU website. However, you will likely need to provide the following:

Proof of identity
Proof of US address
Purpose for the personal loan
Proof of income
Your credit score

Frequently asked questions

What can I use an AFFCU personal loan for?

Use the AFFCU personal loan at your own discretion. It can be for debt consolidation, home renovation, or medical bills. In fact, you can use it to pay for a vacation, a wedding, or big purchases.

Can I apply for an AFFCU personal loan even if I am not a member?

No. However, you only have to meet at least one of the eligibility requirements for membership. Afterwards, you can proceed with your loan application.

Can I be sure that my application for a personal loan from AFFCU will be accepted?

Your chances of approval will be based on your credit history. More importantly, your credit score will determine whether you qualify for the lowest interest rate possible.

Do AFFCU personal loans have same day approval and/or same day funding?

There is no website information if the process or loan disbursement happens within 24 hours. However, AFFCU guarantees a quick turnaround time for all applications.

What are my payment options?

There are many ways you can pay for your AFFCU loan. You can add it as a payee to your AFFCU Bill Pay every month. Alternatively, you can also pay via debit card or checking account from another bank.

Will I be charged if I repay my loan in advance?

There are no prepayment penalties when making a full payment of your AFFCU personal loan.

Does AFFCU offer loan protection insurance?

Yes. AFFCU personal loans come with a debt protection plan. This will cover you in the event of unemployment, disability, or death. Talk to a loan protection officer within the nearest local branch.

Air Force Federal Credit Union Personal Loans Calculator & Overview