Important disclosure

Technicolor FCU Auto Loan Calculator, Interest Rates & Overview

Carla Soto
Updated 27 November 2023
Fact checked

Technicolor Federal Credit Union auto loans overview

Technicolor Federal Credit Union logo

Technicolor Federal Credit Union (TFCU) provides lending solutions in California, Oregon, Arizona, Texas, and New York. Technicolor FCU offers car financing options with competitive rates and payment plans. Besides cars, vans, and trucks, members can also secure credit for a range of vehicles, like recreational vehicles, motorcycles, boats, and more.

Want to see what a TFCU auto loan will cost? Try the Technicolor Federal Credit Union auto loan calculator below! All you have to do is enter your desired loan amount and term to see an estimate. You can use the calculator to adjust your loan amount and term to see how it might affect your monthly repayments.

Key Technicolor Federal Credit Union auto loan features

  • Minimum loan amount: Undisclosed.
  • Maximum loan amount: Undisclosed.
  • Interest rates: From 6.99% APR.
  • Loan terms: Up to 84 months.
  • Loan fees: No application fees.
  • Discounts: Member loyalty and autopay discounts.

TECHNICOLOR FEDERAL CREDIT UNION AUTO LOAN OPTIONS

New and used auto loans

You can purchase or refinance your current loan for a lower rate and flexible term. Technicolor FCU offers rates as low as 6.99% APR for new and pre-owned cars, trucks, and vans. Additionally, you can stretch your payments for up to 84 months.

Motorcycle and ATV loans

Other than autos and trucks, you can also finance motorcycles and ATVs for as long as 60 months. New motorcycles and ATVs start at 8.50% APR, while used models begin at 9.50% APR.

Recreational vehicle and boat loans

Technicolor FCU offers financing for recreational vehicles and boats, too. New and pre-owned RVs and boats can have rates from 8.50% APR, and used vehicles start at 9.50% APR. Then, you can pay your loan for up to 180 months.

Technicolor Federal Credit Union auto loan calculator

Loan Amount

$25,000

Term

60 months

Technicolor Federal Credit Union

Technicolor Federal Credit Union auto loan

Estimated Month Repayments
Interest Rate
15.00%
APR
Repayment Period
12 months
to 72 months
Loan Amounts
$5,000
to $100,000
Get a low interest rate Technicolor Federal Credit Union auto loan

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Minimum and maximum loan periods vary between 1 month and 10 years. Annual Percent Rates (APR) vary between 4.99% and 35.99% p.a. Total interest repayments vary between $592 and $916 over the life of the loan. *APR is based on an unsecured loan of $20,000 over a term of 3 years. WARNING: This APR is true only for the examples and may not include all charges. Different terms, fees or loan amounts might result in a different APR. These rates can change without further notice.

HOW TO APPLY FOR A TFCU AUTO LOAN

Eligibility criteria

Even if Technicolor FCU doesn’t specify the requirements to apply for credit, you normally need to be:

  • A member of TFCU
  • 18 years old or older
  • A legal resident
  • Employed or have a reliable source of income

If you can, consider making a down payment on your auto loan. This will lower your loan amount and potentially help you secure a lower rate. Plus, it may improve your chances of getting approved for financing.

How to join Technicolor Federal Credit Union

Technicolor FCU is open to anyone who meets the following:

  • Employees, their immediate family members, and retirees of eligible companies
  • Employees, members, and voting members of qualified organizations and unions
  • Relatives of current TFCU members

What you’ll need to have ready

Personal details

When you apply for auto financing with Technicolor Federal Credit Union, you’ll be asked to provide personal information such as:

  • An email address
  • Your full name
  • Address
  • Social Security number
  • Employment information
  • Income details
  • U.S. citizenship status
  • A list of monthly expenses

Documents

You may need to provide TFCU with additional documents to complete your loan request. These documents may include a purchase agreement or bill of sale, car registration and title, instructions for buying out a lease, proof of income (such as federal tax returns and W-2s), and financial statements

If you’re refinancing your car loan, you need to provide more details about your vehicle, too. These include the vehicle’s make, year, model, and estimated value. Preparing these ahead can make your loan application process easier and faster.

Ways to apply for a TFCU auto loan

  • Apply online by clicking the GO TO SITE link in the table below
  • Visit a branch
  • Call (818) 973-4900

Additional Technicolor FCU auto loan details

  • Automatic payment: Available.
  • Rate discounts: Rate discounts for member loyalty and autopay from a TFCU account.
  • Repayment frequency: Monthly.
  • Late payment fees: Undisclosed.
  • Prepayment penalty: Undisclosed.
  • Hardship program: Undisclosed.
  • Ways to repay: Online banking, mobile banking, over the phone, and in person.

Vehicle restrictions and limitations

  • Maximum vehicle age: Undisclosed.
  • Maximum vehicle mileage: Undisclosed.
  • Other vehicle restrictions: Undisclosed.

PROS AND CONS

Pros

  • Competitive APRs.
  • Flexible repayment options.
  • Quick loan approval.
  • No application fees.
  • Discounted rates for member loyalty and autopay.
  • Convenient auto-buying services.
  • Co-applicants and co-signers allowed.
  • Private-party financing allowed.
  • Optional extended warranties (mechanical breakdown insurance) and GAP insurance offered.

Cons

  • Membership required.
  • Limited to California, Oregon, Arizona, Texas, and New York.
  • Undisclosed minimum and maximum loans.
  • Unspecified vehicle requirements.

FREQUENTLY ASKED QUESTIONS

How much interest does Technicolor Federal Credit Union charge on car loans?

New and used autos and trucks start as low as 6.99% APR. Remember though that your rates may vary based on several factors, like your credit and collateral.

What is the maximum term of a TFCU vehicle loan?

TFCU’s vehicle loans have terms extending up to 84 months.

Are there discounts available on Technicolor FCU car loans?

You may qualify for discounts through member loyalty and autopay.

How long does Technicolor Federal Credit Union take to approve auto financing?

Technicolor FCU can approve loan applications on the same day.

Are the auto loans available in all 50 states?

TFCU offers financing in California, Oregon, Arizona, Texas, and New York.

Will applying for an auto loan with TFCU affect my credit score?

A loan application will require a hard credit check, which will then appear on your credit report. In turn, this will temporarily drop your credit score by a few points. But you can build your credit by staying consistent with your loan payments.


Carla Soto
Carla Soto

Carla is a skilled copywriter at BestFind with a background in marketing and communications. She specializes in reviewing personal loan and finance products to help readers navigate the complex world of personal finance.

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